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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102304)

Easy to use and affordable great with the 0% interes...

5
Easy to use and affordable great with the 0% interest for 4 months helps boost my credit file to help with applying for a mortgage Reviewed on: 14th April 2026
Kian's avatar
Kian

You are doing a fantastic job, keep it up, well done.

5
You are doing a fantastic job, keep it up, well done. Reviewed on: 14th April 2026
Mahamma A's avatar
Mahamma A

Paypal i must say should be rated no 1 as the best s...

5
Paypal i must say should be rated no 1 as the best secure payment method and i dare not add the value you get from using PayPal credit cards. No rush no pressure just ease Reviewed on: 14th April 2026
Cynthia S's avatar
Cynthia S

moj paypal

5
uzywam konta paypal , sam nie pamietam od kiedy (macie to zapisane) , mysle ze blizej 10 lat . moje doswiadczenia sa bardzo pozytywne . jestem dosc wiekowy ale nie mam wiekszych klopotow z obsluga interfejsu , jest czytelny i przyjazny . dobra szybkosc i przesylanie pieniedzy na zakupy . mozliwosc podzialu splaty . to co mi sprawia klopot , nie potrawie znalezs i wprowadzic aplikacji do telefonu zeby placic bezposrednio w sklepach telefonem . przerasta to moje mozliwosci :) . mysle tez ze po tylu latach uzywania , mozna zmniejszyc troche odsetki stalym klientom . Reviewed on: 14th April 2026
Janusz S's avatar
Janusz S

My experience with PayPal has been good no problems...

5
My experience with PayPal has been good no problems ordering and making payments so easy Reviewed on: 14th April 2026
Karen Barrigan's avatar
Karen Barrigan

PayPal makes it easier to look up previous transacti...

5
PayPal makes it easier to look up previous transactions. Reviewed on: 14th April 2026
Harry B's avatar
Harry B

Good fast app.

5
Good fast app. No issue with it. Reviewed on: 14th April 2026
Jiri Z's avatar
Jiri Z

Convenient but Needs Better Transparency

5
I’ve been using PayPal Credit for some time, and it’s been a convenient option for managing purchases. The application process was quick, and it’s very easy to use when shopping online. Payments go through smoothly, and I like having the flexibility to pay over time instead of all at once. Reviewed on: 14th April 2026
Rahmat 's avatar
Rahmat

Easy Busy

5
Easy to work. Streight forward,not complicated. Reviewed on: 14th April 2026
Adriano P's avatar
Adriano P

Highly recommend - secure way to manage payments

5
I have used Paypal for many years it's great for managing sorting payments between friends and family, keeping track and using pay in 3 as well has helping me build my credit score using PayPal credit. Excellent value - would recommend as a safe and secure way to make and manage payments. Reviewed on: 14th April 2026
Sam's avatar
Sam

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