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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102231)

paypal is my no 1 choice to pay

5
always try to use paypal if there the option to on online checkout. never had any issues Reviewed on: 14th April 2026
pammy's avatar
pammy

Reliable product

5
Reliable and transparent credit with good consumer protection Reviewed on: 14th April 2026
Christina 's avatar
Christina

Very Good servis and pay, I heartily recommend it.

5
Very Good servis and pay, I heartily recommend it. Reviewed on: 14th April 2026
Robert C's avatar
Robert C

It’s really helped when needing to purchase large it...

5
It’s really helped when needing to purchase large items that we haven’t had the money for at the time Reviewed on: 14th April 2026
Kelly 's avatar
Kelly

A great way to spend

5
PayPal has enabled me to enjoy more experiences with my money, the credit has helped me pay for holidays in stages, this has benefited me because I might’ve not been able to afford paying one big payment at the time. I also feel my money is safe with PayPal, so paying a big payment using the credit gives me a better sense of security. Reviewed on: 14th April 2026
Evan Edwards's avatar
Evan Edwards

Thanks so much.

5
Thanks so much. PayPal very good company. I Like Reviewed on: 14th April 2026
Nijat's avatar
Nijat

Wonderfull and easy app to use .

5
Wonderfull and easy app to use .Manage the credit easily Reviewed on: 14th April 2026
Anoop j's avatar
Anoop j

I’ve been using PayPal for over 8 years, it’s become...

5
I’ve been using PayPal for over 8 years, it’s become a daily part of my life. Reviewed on: 14th April 2026
Jason McLaughlin's avatar
Jason McLaughlin

Simple and easy to use.

5
Simple and easy to use. Contacting customer support was seamless and sorted my query right away. Reviewed on: 14th April 2026
Martha D's avatar
Martha D

Its very good and easy to use and very good for spen...

5
Its very good and easy to use and very good for spending for shop including cloths and airline tickets Reviewed on: 14th April 2026
Hammad's avatar
Hammad

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