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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Great overall experience, can't complain

5
Great overall experience, can't complain Reviewed on: 20th June 2026

Great way to make purchases and pay them off gradually.

5
Great way to make purchases and pay them off gradually. Reviewed on: 20th June 2026

Always helpful and so easy to contact.

5
Always helpful and so easy to contact. Reviewed on: 20th June 2026

Simple interest free options that can be used at var...

5
Simple interest free options that can be used at various stores and websites Reviewed on: 20th June 2026

Amazing Service

5
Amazing service, very satisfied with the credit account Reviewed on: 20th June 2026

I have many years experience with PayPal, I like the...

5
I have many years experience with PayPal, I like the way PayPal providing customer service and money back guarantee policy. I like PayPal credit. I keep using PayPal credit. Time to time PayPal increasing the PayPal credit. It's very useful. Thanks. Reviewed on: 20th June 2026

I trust PayPal.

5
I trust PayPal. Does what it says on the tin. No frills. Works for me! Just got a PayPal credit card and £40 off a large purchase. Great Reviewed on: 20th June 2026

Effortlessly works with daily life

5
PayPal has always been simple, straightforward and effortless. Gives me a sense of security when making payments - using PayPal Credit is no different. The PayPal app makes tracking Credit spendings, bills and statements easy, accessible and manageable. Reviewed on: 20th June 2026

always there to help if there is a merchant issue

5
always there to help if there is a merchant issue Reviewed on: 20th June 2026

A secure way to send money around the world, where i...

5
A secure way to send money around the world, where if you’re not satisfied with a purchase or you run into scammers, it can be quickly investigated and the money refunded. Reviewed on: 20th June 2026

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