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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Always very very good and I always asking my friends...

Always very very good and I always asking my friends and relatives to use PayPal Reviewed on: 20th June 2026

Good costumer service and very helpful

Fast and secure and good costumer service Reviewed on: 20th June 2026

I love PayPal credit, because it gives you flexibili...

I love PayPal credit, because it gives you flexibility to buy things you can’t always afford. With it giving 4 months interest free, it’s enough time to manage your money to pay it back. Also, it helps to build a decent credit score pending you pay back within the 4 months. Reviewed on: 20th June 2026

PayPal offers flexibility

I like the flexibility PayPal offers for interest-free options and long-term payment options. It also allows me to check out as a guest on some websites without needing to have an account. Reviewed on: 20th June 2026

I am happy with using PayPal credit services to purc...

I am happy with using PayPal credit services to purchase my goods/items. The only downfall is you have to pay back in 4 months. Reviewed on: 20th June 2026

Solid security for online purchases , Ability to pa...

Solid security for online purchases , Ability to pay in 3 installments making person purchases easy and relevant Reviewed on: 20th June 2026

Fabulous

Enjoying it, easy to use and absolutely love it Reviewed on: 20th June 2026

You know what time come

Good experience time let's you know. Reviewed on: 20th June 2026

always there when you need a little help fantastic s...

always there when you need a little help fantastic service Reviewed on: 20th June 2026

Makes the impossible possible

Rates of interest reasonable, pay in 3 is fantastic. Always easy to use. Generous credit limit. Reviewed on: 20th June 2026

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