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PayPal: PayPal Credit reviews

4.90
Based on 101,995 reviews, last reviewed 8th May 2026
2360750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026
David E's avatar
David E

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101995)

Na, nothing further to add.

5
Na, nothing further to add. Thanks. That's all Reviewed on: 14th April 2026

Simple and effective

5
Simple and effective messaging. User friendly. Especially pleased with the ease and reasonable cost of sending money to family abroad compared with other methods previously tried and despaired of. An extra layer of security when making purchases gives extra confidence. Reviewed on: 14th April 2026

Very good, fast and easy and clear to understand

5
Very good, fast and easy and clear to understand Reviewed on: 14th April 2026

Good and convenient to use with payment

5
Good and convenient to use with payment Reviewed on: 14th April 2026

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 14th April 2026

I feel safe using PayPal both online and in stores.

5
I enjoy using PayPal to pay for good, especially my credit card as it means I can often take advantage of spreading the cost over 4months interest free even when paying in person in a store. I feel safe using PayPal because I know I have the PayPal guarantee. Reviewed on: 14th April 2026

Everything is so easy to access.

5
Everything is so easy to access. Easy to understand and easy to pay. Reviewed on: 14th April 2026

I use PayPal for numerous purchases and I like the s...

5
I use PayPal for numerous purchases and I like the security of payment and guarantee that comes with it Reviewed on: 14th April 2026

Very helpful and handy, good customer service and pr...

4
Very helpful and handy, good customer service and professional service Reviewed on: 14th April 2026

Never had any issues with PayPal credit always been...

5
Never had any issues with PayPal credit always been great service and if I've ever had issues with a seller PayPal have sorted it out asap great customer service Reviewed on: 14th April 2026

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