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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Greta service

Good smooth experience, great value for money Reviewed on: 20th June 2026

Good excellent fantastic fun experience

Good excellent fantastic fun experience Reviewed on: 20th June 2026

Never had issues, good communication.

Never had issues, good communication. Reviewed on: 20th June 2026

Ive always found it easy to use and with 0% interest...

Ive always found it easy to use and with 0% interest its a no brainer when purchasing higher value items Reviewed on: 20th June 2026

Ok but could be better , maybe customer service at g...

Ok but could be better , maybe customer service at getting back to people Reviewed on: 20th June 2026

Prompted by IoW festival, I signed up to receive the...

Prompted by IoW festival, I signed up to receive the discounts available. Reviewed on: 20th June 2026

Absolutely helpful!

Good! I have used PayPal credit with 0 interest - pay in 3 for my flight bookings. Absolutely fantastic product, was helpful during my emergency. Reviewed on: 20th June 2026

Excellent service.

Excellent service. Great way to pay for items on interest free for 4 months Reviewed on: 20th June 2026

Great experience

Never had a problem when using PayPal credit, I feel confident when using it if there was a problem they would help me resolve any issues Reviewed on: 20th June 2026

Easy to set up and gives peace of mind

Got an excellent offer of an interest free deal to update my old computer. Was able to set up a direct debit for the monthly payments so can just sit back and not worry about it. Would definitely look to use them in the future if the need arises. Their reputation gives reassurance in this world of increasing numbers of scammers Reviewed on: 20th June 2026

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