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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Excellent Online Payment Service

I’ve had a very positive experience using PayPal. The platform is easy to use, secure, and makes sending and receiving money quick and convenient. I particularly appreciate the buyer protection and the ability to make online purchases without sharing my bank details with merchants. Transactions are usually processed smoothly, and whenever I’ve needed support, the service has been helpful and professional. Reviewed on: 20th June 2026

We use PayPal for anything that we can.

We use PayPal for anything that we can. We have never been refused, discriminated against or had any issue when on the odd occasion we have had to raise a complaint. We have used both pay in 3 and PayPal credit. We would definitely recommend PayPal and will definitely keep on using them. Reviewed on: 20th June 2026

Love PayPal!

Love how you can buy things and pay later! The interest rates are extremely low too! Reviewed on: 20th June 2026

Awesome service

Anything purchased over £100 is always recommended for 4 months interest free credit which is super helpful. I had a dispute with a seller and after an investigation Paypal was happy to refund me after ruling in my favour. I Use Paypal for safe transactions where I don't want to give my bank details to vendors. Excellent service. Reviewed on: 20th June 2026

very flexible services - I can pay in many ways

very flexible services - I can pay in many ways Reviewed on: 20th June 2026

Paypal is secure and inters of customer exoerience u...

Paypal is secure and inters of customer exoerience using apps etc Paypal shines Reviewed on: 20th June 2026

I have always been looked after by PayPal fro scams...

I have always been looked after by PayPal fro scams to mistakes, there customer service has always helped. Reviewed on: 20th June 2026

Fabulous

Saved me a few times when I have needed or wanted something and not had the money to do it at that time. Reviewed on: 20th June 2026

Pay pal doing good.

Pay pal doing good. Purchase through PayPal i feel safe. Reviewed on: 20th June 2026

No problems.

No problems. Smooth and quick transactions. Reviewed on: 20th June 2026

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