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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,898 reviews, last reviewed 8th May 2026
2356350% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a first class experience with Paya... I have always had a first class experience with Payal making a purchase decision very easy Reviewed on: 8th May 2026
Ashley D's avatar
Ashley D

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101898)

Grow with PayPal

5
I have been with PayPal for 15 years, and I have been disappointed. Security per excellent even you are the worst novice in town. Reviewed on: 14th April 2026
Christianah O's avatar
Christianah O

So smooth and easy and no other provider comes close.

5
So smooth and easy and no other provider comes close. Reviewed on: 14th April 2026
Stephen R's avatar
Stephen R

PayPal review

5
PayPal has enabled me to purchase important items I would have otherwise struggled with. Easy to use. Handy reminders for when payments are due helps me budget. Customer services couldn’t have been more helpful. Really pleasant lady, listened well & explained everything clearly. Did not feel pressured. Reviewed on: 14th April 2026
Kay O's avatar
Kay O

Brilliant, not a bad word to say

5
Brilliant, not a bad word to say Reviewed on: 14th April 2026
J 's avatar
J

Always found PayPal to be flexible and perfect for m...

5
Always found PayPal to be flexible and perfect for my needs Reviewed on: 14th April 2026
Smify's avatar
Smify

Excellent.

5
Excellent. Enables me to buy things interest free and spread cost over months. Very handy. I wish the limit was much higher. I would use it more. Great for being able to buy things just a little out of reach that particular month. Very helpful and cheap compared to credit cards by far. Reviewed on: 14th April 2026
Robert Wilkinson 's avatar
Robert Wilkinson

I can't fault paypal.

5
I can't fault paypal. Easy to buy, send money. The app is easy to use to. But for me buying online I have had a few mishaps with items not being delivered to dodgy websites that sound to good to be ture, paypal have always been great if I have a dispute. Won't use any thing else than paypal Reviewed on: 14th April 2026
Adie 's avatar
Adie

Amazing.

5
Amazing. The customer service will be there when ever you need them Reviewed on: 14th April 2026
Shekooh's avatar
Shekooh

I find PayPal secure and convenient

5
I find PayPal secure and convenient Reviewed on: 14th April 2026
Michelle's avatar
Michelle

Never a problem with PayPal.

5
Never a problem with PayPal. Great communication, text updates on the mobile easy access on the tablet and the phone . The app is user friendly and payments are deducted from my bank with minimal fuss. Palpays pay in 3 is a 5 star plus no hesitation to recommend PayPay to others.. Reviewed on: 14th April 2026
Richard Trevor Tacey's avatar
Richard Trevor Tacey

Review PayPal: PayPal Credit now

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