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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

just worked as it should.

5
just worked as it should. Not issues at all Reviewed on: 20th June 2026

Never had a problem using PayPal.

5
Never had a problem using PayPal. If I have ever had any concerns they respond straight away. I have always recommended using PayPal to family and friends as I feel it is the safest way when purchasing items over the internet Reviewed on: 20th June 2026

Excellent experience .

5
Excellent experience . Easy to use . No hidden fees . Plenty of time to pay balance . Reviewed on: 20th June 2026

PayPal & PayPal Credit

5
So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026

Always worked well for me.

5
Always worked well for me. Easy to use. Easy to pay and recieve with Reviewed on: 20th June 2026

PayPal help me out a lot financially.

5
PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026

Easy to use and accept as a payment method in a lot...

5
Easy to use and accept as a payment method in a lot of online websites Reviewed on: 20th June 2026

Been using PayPal for many years it is the best...

5
Been using PayPal for many years it is the best Reviewed on: 20th June 2026

Love the 4 months free interest credit option

5
I’ve been using PayPal credit for several years now. It’s easy to use and I love that I get 4 months interest free Reviewed on: 20th June 2026

Excellent

5
Good relate never had issues . I like the option pay in 3 with PayPal. Help to afford ever priced unexpected bills Reviewed on: 20th June 2026

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