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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

Ease going with all service people nice

Ease going with all service people nice Reviewed on: 14th April 2026

Excellent experience!

Excellent experience! I’ve been with PayPal for quite some time now and I never had a problem whatsoever. The safest way to make your payment online, I recommend using PayPal. Reviewed on: 14th April 2026

I have had an account for 21 years and find it easy...

I have had an account for 21 years and find it easy to use and very professional Reviewed on: 14th April 2026

A simple and functional way of shopping

A simple and functional way of shopping Reviewed on: 14th April 2026

easy and safe to use!

Easy and safe to use! It is a trusted finance company. Reviewed on: 14th April 2026

PayPal fast and reliable

PayPal is fast, secure and so convenient to use you'll have no regrets Reviewed on: 14th April 2026

Swift, easy to use and great value

Swift, easy to use and great value Reviewed on: 14th April 2026

I was mugged and money was stolen from my PayPal acc...

I was mugged and money was stolen from my PayPal account and the customer service team were insistent that it was legitimate activity and were rude. I took it to the financial ombudsman and won Reviewed on: 14th April 2026

Just there when I need it.

Just there when I need it. Perfect. A little slow on updates to balances etc Reviewed on: 14th April 2026

When you have the opportunity to buy a bargain onlin...

When you have the opportunity to buy a bargain online and your card doesn't work, PayPal Credit is the best solution. Reviewed on: 14th April 2026

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