Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,103 reviews, last reviewed 8th May 2026
2365950% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use. I feel confident making payments, and everything works smoothly eve... Read more Reviewed on: 8th May 2026
LJ's avatar
LJ

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102103)

Everything about PayPal is easy and convenient.

5
Everything about PayPal is easy and convenient. Reviewed on: 14th April 2026

I use PayPal more than 10 years and I more than happy.

5
I use PayPal more than 10 years and I more than happy. This is best platform what I know. Reviewed on: 14th April 2026

Flexible and trustworthy

5
The flexibility on the app works great for me, I can pay in 3 to spread my spending and keep track of payments. I have had a few issues with retailers and trust Paypals customer service to review and respond to problems. Reviewed on: 14th April 2026

Extremely good service, able to pay as much as you w...

5
Extremely good service, able to pay as much as you want Reviewed on: 14th April 2026

It's been amazing, it's helped me when I've struggle...

5
It's been amazing, it's helped me when I've struggled the most Reviewed on: 14th April 2026

Easy to set up, and monitor your spending.

5
Easy to set up, and monitor your spending. Reviewed on: 14th April 2026

Excellent

5
PayPal is a trustworthy company Reviewed on: 14th April 2026

Always respond & provide a good service

5
Always respond & provide a good service Reviewed on: 14th April 2026

No Issue with Paypal. Swiftly transactions.

5
No issue with Paypal. Straight forward transaction without any red tape. Reviewed on: 14th April 2026

I've been using PayPal credit for many many years an...

5
I've been using PayPal credit for many many years and it has been a lifeline for me and my family. Due to the uk I haven't had times where I find it difficult to pay the bills and feed my family however by using PayPal credit I have been able to stay above board. As long as you make your payments there's no interest to pay and even if there is interest is not that much. I would definitely advise anybody to set up a PayPal credit account immediately if they are struggling. Thank you for making mine and my family's life much easier. Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review