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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Various options for credit

Utilitied paypal credit multiple times, I felt it is convenient useful and transparent if you short of money temporarily Reviewed on: 20th June 2026

The soo hard to navigate , you pay off what’s owed b...

The soo hard to navigate , you pay off what’s owed but it dosnt take of correct amount , hard to understand and navigate , c/s not helpful last time called Reviewed on: 20th June 2026

I find PayPal very easy to use and takes the hassle...

I find PayPal very easy to use and takes the hassle out of online shopping. Reviewed on: 20th June 2026

Very easy to use and helps me to manage payments and...

Very easy to use and helps me to manage payments and track deliveries Reviewed on: 20th June 2026

PayPal has been great for me , without PayPal I woul...

PayPal has been great for me , without PayPal I wouldn’t have been able to get items I needed , and also the pay in 3 is fabulous , there are times when I couldn’t afford a weekly shop but having PayPal credit and pay in 3 has made sure I could get food thankyou Reviewed on: 20th June 2026

Had it for years and great!

Had it for years and great! No issues and very helpful support staff too. Many options available which helps in big or costly purchases. Reviewed on: 20th June 2026

Easy to use, efficient and helpful

Easy to use, efficient and helpful Reviewed on: 20th June 2026

Unfair late fee charges

I do not understand how you get charge for late fee even though you have initiated payment before the due date. PayPal takes the payment late and eventually get charge late fee for not meeting up with their payment date. Reviewed on: 20th June 2026

Safe and confident checkout

I feel safe and confident when shopping and checking out with PayPal Reviewed on: 20th June 2026

PayPal Credit: A great way to shop

I have always found PayPal very user friendly and PayPal Credit has been a great way to shop online. Reviewed on: 20th June 2026

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