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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,714 reviews, last reviewed 8th May 2026
2347900% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments, saves me the time and stress of looki... Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101714)

General criticism

4
It does take a while to process payments if they're done manually instead of through direct debit, additionally, it has a habit of double charging you (still charging you the full amount despite you paying the full amount manually before the deadline) other then that it is useful. Reviewed on: 14th April 2026
Harry's avatar
Harry

Top team

5
They help when you need them most. You can rely on them 100%. Very good company Reviewed on: 14th April 2026
Kenneth Watson's avatar
Kenneth Watson

Quick easy and I love the PayPal credit for just bef...

5
Quick easy and I love the PayPal credit for just before payday Reviewed on: 14th April 2026
Lauren K's avatar
Lauren K

Always quick and easy to use with good protection

5
Always quick and easy to use with good protection Reviewed on: 14th April 2026
Jacqueline 's avatar
Jacqueline

My paypal experience

5
Perfect in everyway im so glad paypal is a thing for payments to friends selling the odd unwanted items with goods and services to sorting out any issues. 10/10 Reviewed on: 14th April 2026
Carl lewis's avatar
Carl lewis

Excellent service

5
When I had a problem with a payment they sorted it immediately without any issues. Thank you Reviewed on: 14th April 2026
Wendy D's avatar
Wendy D

Good options

5
Good options flexible short term finance Reviewed on: 14th April 2026
stuart w's avatar
stuart w

All good, can’t complain about anything.

5
All good, can’t complain about anything. Reviewed on: 14th April 2026
Robert's avatar
Robert

I needed help and PayPal were there!

5
I needed that little bit extra to buy something i been after for a while that i didn’t need to use my savings, PayPal provided that service Reviewed on: 14th April 2026
Marcia F's avatar
Marcia F

Paypal is one of convenient apps to use for money tr...

5
Paypal is one of convenient apps to use for money transfers and payment ways Reviewed on: 14th April 2026
Deimante L's avatar
Deimante L

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