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PayPal: PayPal Credit reviews

4.90
Based on 101,631 reviews, last reviewed 8th May 2026
2344200% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access punctual and good delivery service Easy access punctual and good delivery service Reviewed on: 8th May 2026
Lesley J's avatar
Lesley J

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101631)

It values the customer money and keep all safe optio...

4
It values the customer money and keep all safe options not to loose or scam the customer i feel safe using it Reviewed on: 14th April 2026

Love paypal always use this platform to pay for my g...

5
Love paypal always use this platform to pay for my goods Reviewed on: 14th April 2026

PayPal Credit is simple to use, and great interest r...

5
PayPal Credit is simple to use, and great interest rates for short term borrowing Reviewed on: 14th April 2026

Easy to use and confidence in security

5
Easy to use and confidence in security Reviewed on: 14th April 2026

Since having a PayPal credit account it’s been easy...

5
Since having a PayPal credit account it’s been easy and straightforward to use no problems I like being part of PayPal Reviewed on: 14th April 2026

Fast approval and great communication

5
Fast approval and great communication Reviewed on: 14th April 2026

when payments are go...

5
Pay pal keeps me informed about when payments are going to be payed Reviewed on: 14th April 2026

Support team are very helpful and fast response’s.

5
Support team are very helpful and fast response’s. Any problems i have had they have explained in detail. Reviewed on: 14th April 2026

I'm happy to shop with PayPal.

5
I have been using PayPal for 13 years and have never been disappointed. Always I need to get money back from sellers, PayPal helps me get my money back in a short time. Reviewed on: 14th April 2026

I feel secure when I use Paypal

5
I feel secure when I use Paypal, I use it to pay for goods wherever I can because it feels safer than paying with debit cards. I also use Paypal credit as a good way to support my monthly outgoings. It is flexible and fair. The interest charged is reasonable in relation to credit cards I have held and do hold. Reviewed on: 14th April 2026

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