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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101511 reviews)

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4.90

Based on 101,511 reviews, last reviewed 8th May 2026

2338900% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101511)

It just works.

It just works. Simple to use and the plastic card is a game changer. Reviewed on: 14th April 2026

No issues to report as of yet.

No issues to report as of yet. All has been plain sailing Reviewed on: 14th April 2026

Used PayPal for a few years

Used PayPal for a few years never had any issues Reviewed on: 14th April 2026

It is safe and I use all the time

It is safe and I use all the time Reviewed on: 14th April 2026

Try to use PayPal all the time when making payments...

Try to use PayPal all the time when making payments Reviewed on: 14th April 2026

Fantastic no issues, smooth transaction and fast wit...

Fantastic no issues, smooth transaction and fast withdrawals Reviewed on: 14th April 2026

PayPal credit is fantastic, it allows you to pay ove...

PayPal credit is fantastic, it allows you to pay over 4 months for big purchases without incurring interest. Reviewed on: 14th April 2026

PayPal review

Good, could be faster with their tickets though Reviewed on: 14th April 2026

Best financial provider ever

I find PayPal the safest way to pay for things, and its interest free for 4 months is brilliant. I always pay by PayPal for its protection and credit and then clear it at the end of each month, it’s so easy to use and the virtual card is a great idea Reviewed on: 14th April 2026

I have been using PayPal as my secure online payment...

I have been using PayPal as my secure online payment option for several years and will not change. Reviewed on: 14th April 2026

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