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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

The application process was quick and seamless.

The application process was quick and seamless.very straight forward. I’ve been using PayPal for over twenty years and always been happy. I frequently use their pay in 3 when I make a purchase. Reviewed on: 20th June 2026

PayPal make it soooo easy to get what you want or pa...

PayPal make it soooo easy to get what you want or pay for what you need !!! Reviewed on: 20th June 2026

Paypal has allowed me to shop online safe...

My PayPal account has allowed me to shop online safely and securely....If an item has needed to be highlighted due to an unsecure site. Paypal have helped me to get money back. Reviewed on: 20th June 2026

Good and getting there

Good experience on the whole however difficult when trying to get a refund for a purchase I did not make Reviewed on: 20th June 2026

Very easy to use never had any problems

Very easy to use never had any problems Reviewed on: 20th June 2026

I use PayPal credit a lot as the 4 months interest f...

I use PayPal credit a lot as the 4 months interest free on over 100 pound spends helps massively with costs that you don’t anticipate or a treat here and there . Reviewed on: 20th June 2026

Easy to use.

Easy to use. Easy to keep an eye on spending, Easy refund process Reviewed on: 20th June 2026

Very smooth transactions looking forward to using

Very smooth transactions looking forward to using Reviewed on: 20th June 2026

the best

profetional staff helpfull respectful Reviewed on: 20th June 2026

Easy monthly breakdown

I first used PayPal credit in 2019 when I saw an excellent value second hand Nintendo switch bundle being sold on eBay; but at the time I was on benefits and couldn’t afford the lump sum - after some research I found PayPal credit, and they’re offer of making 3 monthly payments with no interest. Pretty chill. Reviewed on: 20th June 2026

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