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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Rates not good but good ease of use and availability

Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026

I love the flexibility and security that Paypal offe...

I love the flexibility and security that Paypal offers me. Reviewed on: 20th June 2026

I have disabilities when ever i don't understand say...

I have disabilities when ever i don't understand say how PayPal credit works there is a person on the other end who can explain it to me in very clear English. I use it al the time they don't judge me they show clear empathy. I wish my bank was the same. Well done Paypal Reviewed on: 20th June 2026

Great service

Great service would recommend it to everyone Reviewed on: 20th June 2026

Brilliant

PayPal is amazing. Customer service is so helpful at solving problems with sellers and getting refunds sorted. Reviewed on: 20th June 2026

Have found PayPal credit to be an easy to use and ac...

Have found PayPal credit to be an easy to use and accessible way of beginning to use credit properly and it is well managed so that you are aware of how the service is operating at all times and nothing is hidden. Reviewed on: 20th June 2026

Very good transactions.

Very good transactions. Very good services.. and communication. Very happy with the service. Reviewed on: 20th June 2026

Generally very easy to access when I want to help cu...

Generally very easy to access when I want to help cut a larger purchase down and pay it back over time to help out. Reviewed on: 20th June 2026

Great experience with PayPal

Great experience with PayPal Credit, easy application, very straightforward access, easy to understand, always approachable. Reviewed on: 20th June 2026

Easy to use decent app, wish they had easier currenc...

Easy to use decent app, wish they had easier currency conversions Reviewed on: 20th June 2026

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