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PayPal: PayPal Credit reviews

4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101388)

Excellent service and PayPal always help me to buy s...

5
Excellent service and PayPal always help me to buy stuff safely and spilt payments help me a lot! Reviewed on: 14th April 2026

Easy to apply, with a chance to not have interest.

5
Easy to apply, with a chance to not have interest. If you manage your spendings properly the 4 months period without interest gives you the option to have interest free credit for the little extra in life. Reviewed on: 14th April 2026

Great, reliable and safe, always know I'm covered in...

5
Great, reliable and safe, always know I'm covered incase of any worries with purchases Reviewed on: 14th April 2026

Excellent Service

5
A very easy way to work with additional expenditure with some very helpful special offers. Reviewed on: 14th April 2026

Easy to use

5
Easy to use and set up. Different options of payment are good and you can choose. PayPal plus is an extra bonus Reviewed on: 14th April 2026

PayPal works great for me

5
Love pay in three gives me time to adjust my finances accordingly and PayPal credit is great for those bigger purchases Reviewed on: 14th April 2026

I have been using Paypal for 20 years.

5
I have been using Paypal for 20 years. I li e how easy it is and the pay in 3 and pay in 4 months facilities Reviewed on: 14th April 2026

Great service always been happy with your service

5
Great service always been happy with your service Reviewed on: 14th April 2026

super easy, simple, convenient, accessible, any issu...

5
super easy, simple, convenient, accessible, any issues with retailers are swiftly dealt with Reviewed on: 14th April 2026

Helps having the PayPal credit and letting me pay mo...

5
Helps having the PayPal credit and letting me pay monthly. Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review