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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Good Service

Always been good service with no problems Reviewed on: 20th June 2026

All straights forward to use PayPal credit

All straights forward to use PayPal credit Reviewed on: 20th June 2026

I use PayPal credit regularly.

I use PayPal credit regularly as it offers 4 months interest free options Reviewed on: 20th June 2026

PayPal is a trusted platform for purchasing

PayPal is a trusted platform for purchasing and offers Great interest free credit. When I have contacted Customer Services, they have always been quick to respond and have resolved any issues or queries Reviewed on: 20th June 2026

Excellent

As I'm disabled I find shopping using PayPal easier and safer Reviewed on: 20th June 2026

Great app and providers

Easy to use app always clear and understanding and up to date Reviewed on: 20th June 2026

Great Way to pay

Convenient can use online in store freely able to use as payment. Added reassurance of help if refund required. Assistance on point Reviewed on: 20th June 2026

Swift and convenient service.

Never any issue of payment not going through and no hold ups. A very good alternative to the usual credit card transaction. Reviewed on: 20th June 2026

Thumps up from a long-term PayPal user (20 years plus).

I have been using PayPal from around 20 years ago. And I have to say, the ease of payment and customer experience as well as the ability to spread costs has been excellent and not something that's available to you so easily through other providers. Reviewed on: 20th June 2026

Great customer service

Great customer service very helpful and accually speak to a person Reviewed on: 20th June 2026

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