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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

PayPal Credit: Quicker Verification, Easier Application

Applying for a PayPal credit card is much easier and faster than with traditional credit card providers. If you already use PayPal, your details are often pre-filled, and verification takes only a few clicks, so approval steps can be completed in no time. Reviewed on: 20th June 2026

Easy to use and an effective way of budgeting

Easy to use and an effective way of budgeting Reviewed on: 20th June 2026

Elsa baby

Customer service advisors are very helpful Reviewed on: 20th June 2026

I very good experience of using PayPal.

I very good experience of using PayPal. Very smooth and easy. Reviewed on: 20th June 2026

Ease of use, several options for payments and use of...

Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

It's a very simple and secure way to pay

It's a very simple and secure way to pay for goods and services. Reviewed on: 20th June 2026

Good experience good service easy to ise

Good experience good service easy to ise Reviewed on: 20th June 2026

I have always found them very helpful and have had e...

I have always found them very helpful and have had excellent service from them Reviewed on: 20th June 2026

It has been easy to use and manage my account...

It has been easy to use and manage my account Reviewed on: 20th June 2026

PayPal is the safest way to pay.

PayPal is a great way to receive payment as this is a secure site, no issues with fraud or people hackingmy account, always great help if i have a dispute about an item i have bought, Paypal can act as the go between for customer & seller which is excellent. Payments can be made for goods through PayPal, this is the safest way for me so I don't have to give any of my bank details to anyone, it is the easiest & safest way.I highly recoment using PayPal. Reviewed on: 20th June 2026

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