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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Has been of great use, allows me to buy what I want...

5
Has been of great use, allows me to buy what I want without overstretching myself. Reviewed on: 20th June 2026

Quality online purchasing

5
I have been using PayPal credit for years and it’s been fabulous for me. Such an affordable way to shop and the safest way to buy online . I’d highly recommend this service to all my friends and family. Reviewed on: 20th June 2026

very happy

5
Very easy and very simple and very helpful with managing money Reviewed on: 20th June 2026

I have been using paypal since last two years and ne...

4
I have been using paypal since last two years and never faced any issue till date Reviewed on: 20th June 2026

I feel Safe buying with PayPal I feel my account is...

5
I feel Safe buying with PayPal I feel my account is save Reviewed on: 20th June 2026

It is very quick, easy and safer.

5
It is very quick, easy and safer. I am using PayPal since 3 years and never have any problem while doing transactions online and in store and paying to family and friends. My money always secured with PayPal and can do transactions in a minute to anyone anywhere. Reviewed on: 20th June 2026

Have used PayPal credit for online purchases for man...

5
Have used PayPal credit for online purchases for many years. Convenient, reliable and trustworthy method of spreading cost and budgeting. I use pay in three and credit for delaying payments which I always clear before deadlines and therefore incur zero interest. Reviewed on: 20th June 2026

Great buy now pay later methods and also the pay in...

5
Great buy now pay later methods and also the pay in 3 allows me to buy/pay for things without going into serious debt Reviewed on: 20th June 2026

Safe and easy to use

5
Have always found quick to use and easy,feel safe knowing if I have any issues they are there to help, would definitely recommend to family and friends... Always use if the option is there and choices to pay are helpful Reviewed on: 20th June 2026

Paypal is not just a payment provider, but a lifeline

5
Paypal is not just a payment provider, it’s a lifeline, Paypal is a unique tool that meets my needs when it comes to purchasing something, it gives me freedom in ways I can pay Reviewed on: 20th June 2026

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