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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101360 reviews)

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4.90

Based on 101,360 reviews, last reviewed 8th May 2026

2332050% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My last experience with Costner service’s was bad:) My last experience with Costner service’s was bad:) Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101360)

Easy to use, safe and good customer experience

Easy to use, safe and good customer experience Reviewed on: 14th April 2026

Very helpful many times to make easy shopping

Very helpful many times to make easy shopping Reviewed on: 14th April 2026

Easy to use

Easy to use and easy to pay off. Reviewed on: 14th April 2026

Usability & points

It’s hard to understand what’s the purchase and when you made it and I feel that sometimes it doesn’t work properly especially when it comes to redeem points Reviewed on: 14th April 2026

I use it responsibly according to my means.

I use it responsibly according to my means. Reviewed on: 14th April 2026

simple and easy to use

Easy to use but always guided and kept well informed with good communication. Reviewed on: 14th April 2026

Easy and hasslefree

It’s easy to navigate and you can see everything clearly on the app Reviewed on: 14th April 2026

No problem

Whenever I have had a problem with anything, it has been sorted very quickly. I also find the payment section really handy with the ways you can pay. Reviewed on: 14th April 2026

ving both PayPal account and a PayPal Credit accou...

Having both PayPal account and a PayPal Credit account, I find they provide a seemless transaction whether I want to buy now or later on credit. Also they provide excellent telephone service when you have a query that you cannot solve online immediately. Reviewed on: 14th April 2026

Awesome finance company

Any issues solved instantly no problems paying back or borrowing Reviewed on: 14th April 2026

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