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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101355 reviews)

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4.90

Based on 101,355 reviews, last reviewed 8th May 2026

2331800% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good and straight forward, easy to accept and follow... Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101355)

I trust PayPal to look after my money.

I trust PayPal to look after my money. I get peace of mind when using PayPal and it’s definitely my preferred method of paying. Reviewed on: 14th April 2026

I find PayPal very easy to use. excellent service.

I find PayPal very easy to use. I feel safe using PayPal to make purchases. It doesn’t cost anything to transfer money. Whenever I have had a problem with a purchase. I contact customer services and they are excellent in responding and acting. Reviewed on: 14th April 2026

PayPal is perfect for everyday use.

PayPal is perfect for everyday use. I have used it for online purchases and would recommend it to all. Reviewed on: 14th April 2026

It's easy to use and I do use it...

It's easy to use and I do use it a lot Reviewed on: 14th April 2026

Worryfree Shopping

Seamless, whether using the app or on my desktop, never had an issue always felt secure using the platform. When I once had a problem with getting a refund back from a store, it was sorted a few days after getting PayPal involved. So yeah, I would more than happy to recommend PayPal to anyone.. Reviewed on: 14th April 2026

Great for payment instalments

I have relied on PayPal credit a few times now - to pay for a course in 3 payments, with no interest for 3 months - most helpful indeed Reviewed on: 14th April 2026

Everything I’ve done on PayPal is great credit great...

Everything I’ve done on PayPal is great credit great fast payment beautiful the Bates bunch Reviewed on: 14th April 2026

Sonata Den

Easy to use, you can always trust Reviewed on: 14th April 2026

Very good service

Very good service, amazing to spread out cost especially during difficult times. Reviewed on: 14th April 2026

I have used paypal credit for years pay in 4 pay in3...

I have used paypal credit for years pay in 4 pay in3 also 24 and 36 month credit on phones camera lenses and more.Extremely usedul as a credit tool to budget .i love paypal five star service. Reviewed on: 14th April 2026

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