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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Always My First Choice at Checkout

Excellent customer service. Fantastic interest free short term credit and a brilliant pay in 3 credit facility without worrying about missing payments. Overall I am very satisfied and very happy with the service and I can always rely on PayPal credit without even thinking about anything else. Reviewed on: 20th June 2026

PayPal Credit Review

I find PayPal credit easy to use and makes it possible to buy items and spread the cost. Reviewed on: 20th June 2026

Very quick & easy to use , gives confidence in handi...

Very quick & easy to use , gives confidence in handing my money , great interest rates. good all round Reviewed on: 20th June 2026

Life changing

PayPal has allowed the flexibility for me to travel to amazing places around the world. It has been life changing Reviewed on: 20th June 2026

Handy & reasonable!...

So handy for when I need it, especially with the 0% on 4 months for smaller purchases Reviewed on: 20th June 2026

Ive used pay pal for years its safe

Great service helped me when I dont want to pay in full or cant so handy to have also its safe and easy to use ive used PayPal for years now. And dont plan on changing that anytime soon. Reviewed on: 20th June 2026

Excellent payment options and with pay in 3, 0%, ama...

Excellent payment options and with pay in 3, 0%, amazing. Reviewed on: 20th June 2026

Love interest free period it’s very handy when makin...

Love interest free period it’s very handy when making purchases Reviewed on: 20th June 2026

Honest feedback

Great experience with 5he service a d custer tesm Reviewed on: 20th June 2026

Quick and easy services, ideal for small.

Quick and easy services, ideal for small.and big shopping on card limit so suitable for all Reviewed on: 20th June 2026

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