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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,344 reviews, last reviewed 8th May 2026
2331350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good job paypal I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection... Read more Reviewed on: 8th May 2026
Tom B's avatar
Tom B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101344)

Lovely Jabli

5
It's lovely and user friendly, it's very convenient to use. Reviewed on: 14th April 2026
Harsha K's avatar
Harsha K

First class service with trust and support and secur...

5
First class service with trust and support and secure payment with confidence and customer service second to none with any issues investigated and dealt with promptly. Five star service Reviewed on: 14th April 2026
John M's avatar
John M

Great app clear balance transactions .

5
Great app clear balance transactions . Reviewed on: 14th April 2026
Jane R's avatar
Jane R

PayPal is a simple and secure way to send and receiv...

5
PayPal is a simple and secure way to send and receive money online. It’s easy to use, works worldwide, and keeps your payment details safe. Fees can be a bit high sometimes, but overall it’s a reliable and convenient service. Reviewed on: 14th April 2026
Yee's avatar
Yee

SNAKEY 16

5
Excellent service that helps a great deal with the standard of living rising all the time Reviewed on: 14th April 2026
Justin Ellis's avatar
Justin Ellis

Fast and easy, No frills and complicated language

5
I’ve used PayPal credit on several occasions to handle purchases of high value products. It’s easy and straightforward with minimum fuss and very transparent. the payments are affordable and the interest low Reviewed on: 14th April 2026
CG's avatar
CG

Very convenient

5
I have found PayPal credit very confident to help purchase more expensive items Reviewed on: 14th April 2026
Peter B's avatar
Peter B

Easy to use.

5
Easy to use. Convenient instalment plans. Reviewed on: 14th April 2026
Aiden C's avatar
Aiden C

The 0% interest x 4 months is invaluable.

5
The 0% interest x 4 months is an invaluable financial tool, smoothing out cash flow and providing the ability to anticipate price rises. PayPal at online checkouts are now widespread. Reviewed on: 14th April 2026
Philip Bedford's avatar
Philip Bedford

Great experience

5
Great experience, recently had issues with a payment which was dealt with professionally and prompt. Reviewed on: 14th April 2026
Jacqueline P's avatar
Jacqueline P

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