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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Great features and helps manage money

It’s great that the cost can be spread interest free and I love how easy it is to share costs of things like tickets with friends. Reviewed on: 20th June 2026

Simple, safe and secure

Just so easy to use, reassuringly safe and secure , great credit option Reviewed on: 20th June 2026

Benefits

Helps spread cost over period of time & gives reminders when payment is due Reviewed on: 20th June 2026

So easy to use for purchases and the sense of securi...

So easy to use for purchases and the sense of security makes it so special to use each time. Especially these days where fraudulent activities happen online during payments. Reviewed on: 20th June 2026

Always quick and easy to use.

Always quick and easy to use. Customer service always swift in response and helpful with queries Reviewed on: 20th June 2026

Paypal is always a good option

Paypal is always a good option for monthly pay plains quick and easy hassle free Reviewed on: 20th June 2026

Never have to worry.

Never have to worry. Like having a full wallet Reviewed on: 20th June 2026

Very easy and seamless process.

Very easy and seamless process. Would recommend to most people that use credit wisely Reviewed on: 20th June 2026

Very clear on credit limit with each option iE pay...

Very clear on credit limit with each option iE pay in three or PayPal credit and payment dates. Excellent option to pay in 3 without accumulation of interest especially if you don’t want to pay a lump some of money outright for whatever reason. Also have the option of using PayPal credit which also give you some excellent deals whether it be money of your next purchase or delayed interest period which I have to say is very good and a great way to pay for larger purchases whatever it may be as you can use PayPal pretty much everywhere and it has really made life a lot easier having the options of different ways to spread payments instead of having to pay a large sum outright. . I love the fact I can safely pay subscriptions through PayPal aswell aslong as using it as a full payment method as it’s safer then putting my bank details in and if any problems should arise PayPal customer service is excellent and will resolve any issue without hesitation. Any issue I have had being not receiving a refund when it’s due from items I have brought from retailers or needing a explanation on how PayPal credit works regarding interest the customer service team have always been amazing and quick to resolve any problem. I absolutely love using PayPal and if that’s an option to use at checkout I always use it as its a safer way to pay and I cant recommend using PayPal enough to people absolute genius way to safely shop online with confidence. Reviewed on: 20th June 2026

Overall good experience.

Overall good experience. One thing I don't like, is the fact that the interest charges are hidden inside the statement section and are quite high, compared to others. Reviewed on: 20th June 2026

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