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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Highly recommend

I have used PayPal for years and have always had great experiences with them. Reviewed on: 20th June 2026

So handy to have as I do alot of online shopping and...

So handy to have as I do alot of online shopping and most brands/websites come up offering PayPal as a way to pay Reviewed on: 20th June 2026

I use PayPal on a daily basis and it is a great plat...

I use PayPal on a daily basis and it is a great platform and easy to use. Reviewed on: 20th June 2026

Very helpful

Very helpful tru the hard life now. Reviewed on: 20th June 2026

Had a PayPal account for a few years and only starte...

Had a PayPal account for a few years and only started to make money Iinto it. Reviewed on: 20th June 2026

PayPal has been so easy to use, and the app lets you...

PayPal has been so easy to use, and the app lets you keep control Reviewed on: 20th June 2026

Best of the best

I have had a very good experience using my PayPal Credit Card. The application process was simple, and the card is easy to manage through the PayPal app. Payments are processed quickly, and the online account features make it convenient to track spending and manage repayments. Customer service has been helpful whenever I needed assistance. Overall, it has been a reliable and convenient credit card for my everyday purchases. Reviewed on: 20th June 2026

Reliable Option

I’ve been using PayPal Credit for several years, and it’s become one of those services I genuinely rely on. Life doesn’t always fit neatly around payday, and having the flexibility to spread the cost of larger purchases has been incredibly helpful. What I value most is the convenience and peace of mind. Whether it’s replacing an unexpected household item or making a planned purchase, the process is straightforward, transparent, and easy to manage through my PayPal account. I always know where I stand, and being able to make payments online quickly and securely makes managing my finances much simpler. For me, PayPal Credit isn’t just about borrowing money – it’s about having flexibility when I need it and confidence that I can stay in control of my spending. After many years of using the service, it’s remained reliable, easy to use, and an important part of how I manage purchases responsibly Reviewed on: 20th June 2026

A Trusted Part of My Budgeting

I’ve been using PayPal Credit for a couple of years and have found it to be a really useful and flexible way to manage larger purchases. I use it responsibly and only for things I know I can afford, but being able to spread the cost helps me budget more effectively. It’s also enabled me to book occasional trips away to the South Coast when I’ve needed a break to recharge and focus on my wellbeing. The service is easy to use, repayments are clear, and everything is simple to manage through PayPal. Overall, I’ve had a very positive experience and would happily recommend it. Reviewed on: 20th June 2026

Fast decision on credit and easy access to credit

Fast decision on credit and easy access to credit Reviewed on: 20th June 2026

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