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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Always good service.

5
Always good service. When I needed to get info about transactions from 4 years ago the adviser couldn't of done more Reviewed on: 20th June 2026

My experience with PayPal has been excellent.

5
My experience with PayPal has been excellent. The platform is easy to use, secure, and reliable for sending and receiving payments. Transactions are processed quickly, and I appreciate the buyer and seller protection features that provide added confidence when shopping online. The mobile app and website are user-friendly, making it simple to manage payments, track transactions, and transfer funds. Overall, PayPal has been a convenient and trustworthy payment solution for both personal and business use. Reviewed on: 20th June 2026

Paypal has aloud me to buy christmas and birthday pr...

5
Paypal has aloud me to buy christmas and birthday presents with paypal credit Reviewed on: 20th June 2026

Paypal has aloud me to buy christmas and birthday pr...

5
Paypal has aloud me to buy christmas and birthday presents with paypal credit Reviewed on: 20th June 2026

Helpful and excellent customer service

5
Always been very easy to use and navigate, excellent customer service and very helpful Reviewed on: 20th June 2026

Great card different to bank or building society.

4
No way to transfer money like with any other bank. No local help. Points plate ok but unless you’re buying a house on it it takes too long to care anything. Reviewed on: 20th June 2026

Happy no complaints

5
No complaints very happy no more to say Reviewed on: 20th June 2026

I love PayPal it’s so quick and easy

5
I love PayPal it’s so quick and easy Reviewed on: 20th June 2026

I don’t like that it takes 5-7 days to collect money...

4
I don’t like that it takes 5-7 days to collect money from my bank account when I pay my bill. Reviewed on: 20th June 2026

Fantastic value

5
I've been using PayPal credit for buying materials for my new house build, the 0 interest if paid in full work's perfectly for me. Would highly recommend it Reviewed on: 20th June 2026

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