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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101252 reviews)

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4.90

Based on 101,252 reviews, last reviewed 7th May 2026

2327100% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

excellent ,no problems quick, and satisfying. excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101252)

Seamless and Reliable

I’ve had a great experience using PayPal Credit. It was very easy to set up, and it’s incredibly convenient to use for online purchases. It gives me extra flexibility with my budget, and the integration with my existing PayPal account is seamless. Highly recommended! Reviewed on: 14th April 2026

Amazing service.

I use PayPal for all my online orders and it never fails me. It's great to have buyer protection especially when retailers don't protect you as much. Reviewed on: 14th April 2026

Easy to use - interest free for 4 months -...

Easy to use - interest free for 4 months - perfect Reviewed on: 14th April 2026

For last case buyer protection no working

For last case buyer protection no working Reviewed on: 14th April 2026

First 3 months interest free.

Its great to have the first three months interest free - allowing me to spread payments and save money on interest charges VS using a regular credit card. Reviewed on: 14th April 2026

It helps me pay expensive things and not break my ac...

It helps me pay expensive things and not break my account Reviewed on: 14th April 2026

Always easy to use.

Always easy to use. Great way to shop for something and pay over time. Can use in many different retailers. Reviewed on: 14th April 2026

Good app easy to use , very easy to manage...

Good app easy to use , very easy to manage online Reviewed on: 14th April 2026

Shop with confidence!

I absolutely love using PayPal. It’s honestly one of the safest — if not the safest — ways to pay for items online. What really stands out for me is their customer service, which is second to none when it comes to resolving any issues quickly and efficiently. It gives me real peace of mind knowing that if something ever goes wrong, I’m fully supported. Because of that, I can shop with complete confidence every time I use PayPal. Highly recommend! Reviewed on: 14th April 2026

Use PayPal a lot, great service would highly recommend

Use PayPal a lot, great service would highly recommend Reviewed on: 14th April 2026

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