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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

helpful and trustworthy

Always super easy to use and really beneficial to have multiple options for payments which helps to manage life in the current climate. Reviewed on: 20th June 2026

Too much interest this can be improved

Too much interest this can be improved Reviewed on: 20th June 2026

A extra hand when times are tight

Pay pal is always there when I need a little extra and if I have had to ring the team members they are polite and helpful Reviewed on: 20th June 2026

Easy to find your way with the process and one feel...

Easy to find your way with the process and one feel safe and secure . Reviewed on: 20th June 2026

Excellent

PayPal is so easy to use, any time I’ve had an issue with a seller it’s has always been resolved quickly Reviewed on: 20th June 2026

Use PayPal for most things

Really easy to use. Use PayPal for most of my online shopping. Reviewed on: 20th June 2026

PayPal Credit Card Review 2026

The PayPal Credit Card is convenient and useful for PayPal users thanks to its financing offers and lack of annual fees. If you pay your balance in full and use the promotional periods wisely, it can be a valuable card. However, the relatively high APR and customer-service complaints prevent it from being among the very best credit cards. Reviewed on: 20th June 2026

Paypal - my go to.

I have always found PayPal easy to use and trust their services. I make use of PayPal credit and PayPal pay in 3 and have done so for the past six years. Reviewed on: 20th June 2026

Mariana A

Very good service,is fast and very easy to use Reviewed on: 20th June 2026

Have used PayPal for years now and never had a problem.

Have used PayPal for years now and never had a problem. Reviewed on: 20th June 2026

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