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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101200)

Difficult to keep track of balance

3
Very difficult to keep up with payments made to balance - takes a long time to show on account. Also had trouble making payments several times which resulted in me getting a late payment fee through no fault of my own Reviewed on: 14th April 2026
Natalie M's avatar
Natalie M

Very easy and fast to use would deffo recommend

5
Very easy and fast to use would deffo recommend Reviewed on: 14th April 2026
Daniel R's avatar
Daniel R

PayPal credit is a great way to spread the cost over...

5
PayPal credit is a great way to spread the cost over a short period of time and I like how it shows the date you have the 0% interest to pay off which is very handy Reviewed on: 14th April 2026
Andrew 's avatar
Andrew

Easy to apply

5
Easy to apply and easy to make payments Reviewed on: 14th April 2026
Danielle D's avatar
Danielle D

Financial Freedom

5
It’s so easy to use and has lessened my cash payment Reviewed on: 14th April 2026
Diyan's avatar
Diyan

Highly recommend Paypal

5
I use PayPal whenever I can, it is a very trusted service, always look into problems if they occur, I recently used customer service for a Muslim item, they dealt with it immediately and I got a refund, I could not fault Oaypal and would highly recommend to family & friends Reviewed on: 14th April 2026
Wendy W's avatar
Wendy W

Great product

5
Great to have to be able to spread payments. Reviewed on: 14th April 2026
paul g's avatar
paul g

Excellent

5
Excellent service every time. Always good payment plans, easy to repay and sone interest free Reviewed on: 14th April 2026
Ian T's avatar
Ian T

Great service and cracking payment deals

4
Great service and cracking payment deals Reviewed on: 14th April 2026
Cows's avatar
Cows

Very quick to resolve issues.

5
Very quick to resolve issues. Very helpful in times of need Reviewed on: 14th April 2026
Elvis's avatar
Elvis

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