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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

Good product easy to use.

Good product easy to use. Very happy to use Reviewed on: 20th June 2026

Great flexibility when you need it

I’ve really enjoyed using PayPal Credit and have found it a really convenient way to manage larger purchases without having to pay everything upfront. The whole process was really simple to set up, and I love that everything is managed easily through my PayPal account, making it quick and straightforward to keep track of payments. The flexibility it gives you is definitely one of the biggest benefits. It’s been really useful being able to spread the cost when needed, and having a clear overview of your account makes managing repayments much easier. As with any credit option, it’s important to be sensible and make sure you understand the repayments, terms and any interest involved before using it. Overall, I’ve found PayPal Credit to be a really helpful and convenient service. It gives you flexibility when you need it and the ease of managing everything in one place makes the experience really positive. Reviewed on: 20th June 2026

Quick answer and very polite and friendly

Quick answer and very polite and friendly Reviewed on: 20th June 2026

Brilliant to help spread the cost

I’ve used PayPal credit on and off for years and found it extremely helpful to spread the cost! Reviewed on: 20th June 2026

Ease of access

I love that there is payment protection on purchases and the ease of using it when needed Reviewed on: 20th June 2026

Good offers good service trustworthy

Good offers good service trustworthy Reviewed on: 20th June 2026

PayPal Credit Facilities

PayPal Credit pay in 3 and pay in 4 are excellent facilities offered. I use these all the time as it helps make high value purchases and holiday a lot more affordable in being able to break down the payments in easy steps over a few months. Reviewed on: 20th June 2026

easy quick never any problems!

easy quick never any problems! app is very good easy to use ! always quick response if there's any problem with purchases Reviewed on: 20th June 2026

Very easy to use and great pay later options

Very easy to use and great pay later options Reviewed on: 20th June 2026

Great way of budgeting for larger purchases

Paypal Credit has been a great way of budgeting for for me for airline tickets, carpets etc. Easy to set up and flexible repayments. Reviewed on: 20th June 2026

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