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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100843)

Love using PayPal

5
I've always had a good experience using PayPal. I find the app is also very easy to use. Reviewed on: 14th April 2026
Leanne's avatar
Leanne

Great Credit card

5
I have used PayPal Credit for a few purchases and it is convenient if you stay on top of payments. The 0% interest for 4 months is useful and easy to use at checkout. Reviewed on: 14th April 2026
Al Mahmud's avatar
Al Mahmud

Generally fine.

5
Generally fine. Points are good value. Reviewed on: 14th April 2026
Sue Shilson's avatar
Sue Shilson

Fast money transfer, very convenient to move money a...

4
Fast money transfer, very convenient to move money around. Exchange rate to different currencies not great and fees charge per transaction is high. Reviewed on: 14th April 2026
bernard cheng's avatar
bernard cheng

Ease free payments

5
Paypal is ease free for payments Reviewed on: 14th April 2026
Emmanuella D's avatar
Emmanuella D

Excellent

5
Easy to avail offers and finance that too interest free giving you that time window for payment for your expenses. Reviewed on: 14th April 2026
Aatish P's avatar
Aatish P

Excellent Convenient No Fuss Fair

5
Convenient for purchases. Great service, no fuss transactions. Even provides physical card. Good interest rates. Reviewed on: 14th April 2026
milvi lim's avatar
milvi lim

Very good very nice.

5
Very good very nice. Wszystko sprawnie działa. Płatności przepływają bardzo szybko i bez problemowo Reviewed on: 14th April 2026
Mateusz J's avatar
Mateusz J

100% trusted

5
PayPal are always so quick to answer and respond a big welcome and totally could not be any helpfull exception Reviewed on: 14th April 2026
Catherine 's avatar
Catherine

Excellent overall

5
App interface is excellent. Functionality is great. Good offers on PayPal+. I have not needed customer service, so cannot comment on that. Reviewed on: 14th April 2026
Christopher's avatar
Christopher

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