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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

A fair provider

So efficient - quickly makes buying larger purchases happen without giving too high a credit limit. Like how it can be split over 4 months rather than 3. Reviewed on: 20th June 2026

PayPal credit is easy and convenient to use.

PayPal credit is easy and convenient to use. Reviewed on: 20th June 2026

Very good existent.very helpful

Very good existent. Very helpful. Good. Reviewed on: 20th June 2026

PayPal helped with dodgy subscription

PayPal have stepped in with sellers when transactions haven't gone to plan. I had a subscription renew qnd doubke without the company telling me and PayPal refunded me the difference. Reviewed on: 20th June 2026

PayPal is quick easy and reliable and has many great...

PayPal is quick easy and reliable and has many great benefits to using paypal Reviewed on: 20th June 2026

Helped out a tight spot great value and pay back...

Helped out a tight spot great value and pay back rates Reviewed on: 20th June 2026

Positive easons to use PayPal,

With PayPal, if I havent got the whole amount I can spread it over time with no shocking interest rates. I get reminders when my bill is due so I dont get over charged. It offers a quick way to pay so I dont have to go looking for my card. Reviewed on: 20th June 2026

Using Paypal credit means I have had more time to pa...

Using Paypal credit means I have had more time to pay items off which is a massive bonus! Reviewed on: 20th June 2026

Easy, safe to use.

Easy, safe to use. I use PayPal for most of my transactions. I love it. Reviewed on: 20th June 2026

Freedom with my money

Freedom to make minimum payments if that’s all I can afford. Upto 4 months interest free on purchases. Works for me Reviewed on: 20th June 2026

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