Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100756 reviews)

View other PayPal products

4.90

Based on 100,756 reviews, last reviewed 7th May 2026

2304000% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always covered I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100756)

Interest free

PayPal always safe me when I purchase intrest free 3 installments help me alot. Reviewed on: 14th April 2026

PayPal credit is just amazing, with a family to take...

PayPal credit is just amazing, with a family to take care of and 2 little kids some months I may need to spend a little extra. PayPal allows me to do that with no worry for extra charges and plenty of time to pay also the app is so easy to use and I can now collect points which go towards essentials for our home and food. There is nothing else out there like it, at least not accessible to the ordinary person like me and I’m so so grateful to have this little bit of relief. There customer service is just incredible always someone available to help with any queries, Reviewed on: 14th April 2026

PayPal is simply great!

PayPal is simply great! Payment over the 4-months option with 0 commission is the best payment option for me ;) Reviewed on: 14th April 2026

The diffirant between paypal and others, customer se...

The diffirant between paypal and others, customer service and easy contact. Reviewed on: 14th April 2026

Absolutely love PayPal, so easy and convenient.

Absolutely love PayPal, so easy and convenient. Reviewed on: 14th April 2026

All great

Very happy,interest free credits for 4 months on their credit cards is really helpful Reviewed on: 14th April 2026

I have been a PayPal customer for many years and I a...

I have been a PayPal customer for many years and I am never disappointed. Reviewed on: 14th April 2026

Very easy to us and payments and terms are very clear.

Very easy to us and payments and terms are very clear. Reviewed on: 14th April 2026

Very good useful and makes my life a lot better with...

Very good useful and makes my life a lot better with my finances Reviewed on: 14th April 2026

Ive used paypal-credit for a period of time...

Ive been using paypal-credit for a couple of years, it has given me the freedom to enjoy aspects of life i wouldnt have been able to otherwise, such as concerts, this is due to the Four months interest free making it easier to pay off large sums 9f money in time without having to worry about the interest. Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47418 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub