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PayPal: PayPal Credit reviews

4.90
Based on 100,664 reviews, last reviewed 7th May 2026
2299850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

THE WAY TO PAY Easy way to pay .With added security Reviewed on: 7th May 2026
john bromley's avatar
john bromley

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100664)

Love the option of 4 months to pay for £100 spends...

4
Love the option of 4 months to pay for £100+ spends at 0% Reviewed on: 14th April 2026

Excellent service and easy to buy

5
Excellent service and easy to buy Reviewed on: 14th April 2026

Excellent service.

5
Excellent service. I have no concern Reviewed on: 14th April 2026

Works clearly and I always feel informed on how it w...

5
Works clearly and I always feel informed on how it works and the whole PayPal credit system works Reviewed on: 14th April 2026

Accessible, secure and widely available payment opti...

5
Accessible, secure and widely available payment options. Reviewed on: 14th April 2026

Five stars

4
Good experience and payment plan Reviewed on: 14th April 2026

When you have a problem they always sort it out...

5
When you have a problem they always sort it out Reviewed on: 14th April 2026

Good Service but 0% Interest Credit term is for 3 mo...

5
Good Service but 0% Interest Credit term is for 3 months is very short. Reviewed on: 14th April 2026

Love the 1% loyalty points they build up within week...

5
Love the 1% loyalty points they build up within weeks and are ready to spend immediately Reviewed on: 14th April 2026

Excellent service!

5
Excellent service! Lots of features to pay. Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review