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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

Very good service,, easy to use.

Very good service,, easy to use. Reviewed on: 20th June 2026

PayPal is so flexible and really supports me in my d...

PayPal is so flexible and really supports me in my day to day finances. I love the flexibility that I can use either a PayPal debit card or PayPal credit card through Apple Pay or choose PayPal and pay over 3 months. The flexibility is so unique and customer friendly. Would highly recommend. Reviewed on: 20th June 2026

Easy, convenient and safe!

Easy, convenient and safe! Love PayPal use it for pretty much every purchase now. Reviewed on: 20th June 2026

Great service and safety when purchasing

Great service and safety when purchasing Reviewed on: 20th June 2026

Never had any problems, support is helping right awa...

Never had any problems, support is helping right away, everything is secure.suits my financial needs better than any bank Reviewed on: 20th June 2026

Really easy to use.

Really easy to use. Always available to help if funds are low with pay in 3 or Paypal credit Reviewed on: 20th June 2026

Always good experience.

Always good experience. I like the payment options Reviewed on: 20th June 2026

Good product

This is such a good way to purchase those necessary things that take quite a big chunk out of my income, paypal credit gives me more time to pay without interest. I Reviewed on: 20th June 2026

Simple to access always transparent about fees etc.

Always simple to apply with very clear APRs. amazing value for money very often with 0% for 4 months on new purchases. Reviewed on: 20th June 2026

Convenient, straight forward, and easy to use

Convenient, straight forward, and easy to use Reviewed on: 20th June 2026

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