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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Always easy to use and secure!

Always easy to use and secure! Any problems they are easily contactable and knowledgeable Reviewed on: 20th June 2026

Really helpful when purchasing larger items or holiday.

Really helpful when purchasing larger items or holiday. 4months interest free with a easy direct debit setup Reviewed on: 20th June 2026

Absolutely love PayPal

Absolutely love PayPal so convenient Reviewed on: 20th June 2026

I have had no problems so far with PayPal credit.

I have had no problems so far with PayPal credit. The only issue I have had is currently on going. I need to know how I can add extra details to a case though, its not easy to navigate through it. But that's a website issue I think. Reviewed on: 20th June 2026

PayPal credit is a great option.

PayPal credit is a great option for bigger purchases. More then 3 months interest free would be useful though. Reviewed on: 20th June 2026

Easy to set up and monitor.

Easy to set up and monitor. Easy to over pay to reduce amount owed. Nice that 4 months is 0%. Reviewed on: 20th June 2026

I always have great experience with PayPal.

I always have great experience with PayPal. I think it’s practical and reliable Reviewed on: 20th June 2026

Perfect and professionally, recommended for everyone

Perfect and professionally, recommended for everyone Reviewed on: 20th June 2026

Simple service.

Simple service. Easy to make payments. I like the protection it gives. Reviewed on: 20th June 2026

Good protection for my money.

Good protection for my money. The app can be difficult to navigate though at times and contacting customer care in the past has been difficult. Reviewed on: 20th June 2026

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