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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100554)

Very amazing to use it also payment is easy wuthout...

5
Very amazing to use it also payment is easy wuthout hussle Reviewed on: 13th April 2026
Bashir abdirahman farah's avatar
Bashir abdirahman farah

Give it a try, you won't be disappointed.

5
I love the points I get from purchasing with the debit card, that's made me use PayPal as my regular spending card. I have used my points to buy myself a lovely little gift and the process was simple and easy to process so it definitely works. It's not like those other cards where points come at the end of the month, instead it only takes a few days. The only complaint I have is that the initial setting up process was a bit complicated as it wouldn't accept my other debit card as backup. I managed to sort that out somehow, although I can no longer remember how I did that. Reviewed on: 13th April 2026
Sabina Yn's avatar
Sabina Yn

An account you can trust!

5
PayPal is 100% reliable. I always know I'll get my money back in case of failed transactions. Reviewed on: 13th April 2026
Clarisse A's avatar
Clarisse A

Fast and reliable, excellent service

5
Very quick and reliable, I almost use PayPal for all my purchases. Also, I enjoyed the 4 month’s credit while I can pay back later. Very confident for the buyer protection Reviewed on: 13th April 2026
Wai c's avatar
Wai c

Reliable service

5
PayPal always provides reliable service. Reviewed on: 13th April 2026
Marta's avatar
Marta

Brilliant even refunds are processed quickly

5
Brilliant even refunds are processed quickly Reviewed on: 13th April 2026
Janine's avatar
Janine

Its very secure and quick.

5
Its very secure and quick. I trust it and always very good customer service. Reviewed on: 13th April 2026
Vanessa 's avatar
Vanessa

It's fine, everything works very well

5
It's fine, everything works very well Reviewed on: 13th April 2026
Reyes D's avatar
Reyes D

Excellent

5
Very happy with this service so helpful Reviewed on: 13th April 2026
MR 's avatar
MR

Always a good experience when I use Pay Pal

5
Always a good experience when I use Pay Pal Reviewed on: 13th April 2026
Sandra H's avatar
Sandra H

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