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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Never an issue with PayPal

Never an issue with PayPal, with money disputes like refunds it's painless Reviewed on: 20th June 2026

No quibble - always helpful and a safe reliable way...

No quibble - always helpful and a safe reliable way to pay. Reviewed on: 20th June 2026

Excellent thanks

Great service, always feel safe when buying Reviewed on: 20th June 2026

Every transaction I've had with PayPal credit has be...

Every transaction I've had with PayPal credit has been faultless. Reviewed on: 20th June 2026

Great Service and excellent value

Great Service and excellent value Reviewed on: 20th June 2026

A really safe and easy to use credit site.

A really safe and easy to use credit site. Can be used to pay most things and is safer than a credit card in my opinion Reviewed on: 20th June 2026

A very wonderful experience, credit card very helpfu...

A very wonderful experience, credit card very helpful at when needed. Reviewed on: 20th June 2026

PayPal has been a seamless hassle free experience si...

PayPal has been a seamless hassle free experience since day one. I have never had an issue with PayPal and would recommend it to anyone. Reviewed on: 20th June 2026

PayPal have always had great platform and great cust...

PayPal have always had great platform and great customer service Reviewed on: 20th June 2026

Gui needs improving.

Gui needs improving. Payment needs to be instant. Not scheduled. Balance needs to update faster. I just feel paypal credit is a few steps behind competitors. Incentives like points need to be introduced to keep using paypal credit. Reviewed on: 20th June 2026

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