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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100468 reviews)

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4.90

Based on 100,468 reviews, last reviewed 7th May 2026

2291200% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am enjoying using PayPal credit,allows me spread t... I am enjoying using PayPal credit,allows me spread the cost over a time and can use it whenever i need. Reviewed on: 7th May 2026

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100468)

Good and practical service.

Good and practical service. Easy and secured way for shopping Reviewed on: 13th April 2026

PayPal credit is an affordable method of borrowing,...

PayPal credit is an affordable method of borrowing, which is also good value and flexible. Reviewed on: 13th April 2026

excellent

Very easy to use,can easilymanage my money Reviewed on: 13th April 2026

Is good to have you for help and you have a good tim...

Is good to have you for help and you have a good time and enjoy your day and enjoy your day Reviewed on: 13th April 2026

I always use PayPal for online payments as it safer...

I always use PayPal for online payments as it safer and I can contact customer service via chat or phone. The customer service is fantastic!! I always recommend PayPal credit to my friends and family as any purchases over £ 100 are interest free for 4 months!!!!Hight recommend PayPal credit!! Reviewed on: 13th April 2026

Provides security for every purchase

Provides security for every purchase Reviewed on: 13th April 2026

PayPal utility and support

If I’ve ever had an issue with a payment PayPal support is quick to sort the issue out and has lots of utilities Reviewed on: 13th April 2026

Easy and safe to use

Most online. Payments and shops accept PayPal credit, That I could add it on my wallet and easy to use Reviewed on: 13th April 2026

They were great for me when I was scammed.

They were great for me when I was scammed with a understanding customer contact colleague. Successfully reclaimed £80 with a fair and transparent decision making process. Reviewed on: 13th April 2026

Money management at its best

I use PayPal credit and find it really useful for managing my finances Reviewed on: 13th April 2026

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