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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

An ideal way to spread the cost of larger purchases.

An ideal way to spread the cost of larger purchases. Simple and easy to use. Reminders sent to ensure payments made at the correct time . Reviewed on: 20th June 2026

I have been a loyal customer for years.

I have been a loyal customer for years. Any issues are dealt with efficiently. I feel safe knowing that paying with PayPal that i am protected. Reviewed on: 20th June 2026

Quick, easy and simple to use

Quick, easy and simple to use, no fuss and no long winded processes Reviewed on: 20th June 2026

I have used PayPal from it's very beginning, I have...

I have used PayPal from it's very beginning, I have never had anything but good experiences with them, on the rare occasions I have been a victim of a scam, PayPal were always there to help. Reviewed on: 20th June 2026

APR good

21.9% rate is a bit high. Everything else is great with Paypal Reviewed on: 20th June 2026

Great experiece.

Great experiece. Good customer service. Safe against scammers. Paypal credit helped me a lot Reviewed on: 20th June 2026

Thumbs up

A big help when purchasing goods Reviewed on: 20th June 2026

I like the pay in 3 option.

I like the pay in 3 option. And they are very good at sending reminders when a payment is due. They are my default payment provider for lots of online purchases. Reviewed on: 20th June 2026

Very convenient option on some purchases

Very convenient option on some purchases Reviewed on: 20th June 2026

Been absolutely brilliant .

Been absolutely brilliant ......... Reviewed on: 20th June 2026

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