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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,953 reviews, last reviewed 25th Apr 2026
3151200% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy customer... PayPal is very clear and gives me early notification of any change. I am very happy with PayPal credit. Reviewed on: 25th April 2026
Safiya M's avatar
Safiya M

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84953)

Great Options, Clarity and Advice

5
PayPal make checkout very simple and also offer a wide range of payment options which are clearly explained through checkout and then afterwards through your account. Every month there is also a helpful email on how to pay less interest which is useful and not something all lenders do. Reviewed on: 27th May 2025
JosephBowden's avatar
JosephBowden

I have always used PayPal as I do a lot of online sh...

5
I have always used PayPal as I do a lot of online shopping if they don’t take PayPal then I will not buy their goods Reviewed on: 27th May 2025
May B's avatar
May B

All good what can I say

5
All good what can I say have used them since startup and never had a problem Reviewed on: 27th May 2025
Dave P's avatar
Dave P

Used pay pal credit for years now.

5
Used pay pal credit for years now.Very handy option. Reviewed on: 27th May 2025
Clive W's avatar
Clive W

PayPal is Excellent!.

5
excellent and easy way to pay. App really easy to use and clear navigation. Reviewed on: 27th May 2025
Adele S's avatar
Adele S

Very convenient service

5
I use PayPal pay later, it's much easier to pay off and cheaper than an overdraft as I don't let it get to a stage to pay interest. You can pay when and as often as you like and you can increase and decrease your payments to suit as long as you pay the minimum. Reviewed on: 27th May 2025
Lucy s's avatar
Lucy s

Good service, easy to use.

5
Good service, easy to use. Excellent payment options. Reviewed on: 27th May 2025
Paul A's avatar
Paul A

i always have great experience with customer service...

5
i always have great experience with customer service if any issues and get solved straight away Reviewed on: 27th May 2025
Mo 'rhyno' Uddin's avatar
Mo 'rhyno' Uddin

A Lifesaver in Moments That Mattered Most

5
I don’t usually write reviews, but sometimes a service becomes more than just a tool—it becomes a lifeline. That’s what PayPal has been for me. There was a time not long ago when my family faced a sudden emergency while I was abroad. I felt helpless. Traditional banks couldn’t move fast enough. That’s when I turned to PayPal. Within minutes, I was able to send money home, securely and effortlessly. That moment changed the way I see digital finance forever. PayPal isn’t just about convenience. It’s about trust. Whether I’m buying something online, splitting a dinner bill with friends, or sending funds internationally, I know my money is protected. The buyer and seller protection policies have saved me from fraud more than once—and PayPal’s support team actually listens. That’s rare these days. What moves me most is the human side of this platform. PayPal has made it easier for small businesses and independent creators—myself included—to receive payments, build credibility, and grow. They’ve empowered people who may have been left out of the traditional financial system, and that deserves to be celebrated. To the team behind PayPal: thank you. Thank you for building something that isn’t just functional, but deeply human. You’ve helped me support my loved ones, run my business, and sleep a little easier at night. That means more than any app feature ever could. — A grateful user Reviewed on: 27th May 2025
Quaby Sam's avatar
Quaby Sam

Very good service and excellent customer service alw...

5
Very good service and excellent customer service always reliable I would definitely recommend it to my friends and family and work colleagues as well Reviewed on: 27th May 2025
Recardo 's avatar
Recardo

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