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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Used it for a long time and it works well

Used it for a long time and it works well Reviewed on: 17th June 2026

Easy to manage, simple to pay

Easy to manage, simple to pay and amazing customer service. Reviewed on: 17th June 2026

Long term Paypal user and very happy so far.

Long term Paypal user and very happy so far. Reviewed on: 17th June 2026

So handy to use!

So handy to use! Especially now I have the digital card saved in my wallet! Reviewed on: 17th June 2026

PayPal , great app so easy to use

The app is so easy to use, plus it’s compatible with every online retailer Reviewed on: 17th June 2026

Easy and quick much satisfaction

Easy and quick much satisfaction Reviewed on: 17th June 2026

Difficult with customer service couldn’t close credi...

Difficult with customer service couldn’t close credit account Reviewed on: 17th June 2026

Been using PayPal credit for years never any issues

Been using PayPal credit for years never any issues Reviewed on: 17th June 2026

Been positive all round, easy to use with no issues

Been positive all round, easy to use with no issues Reviewed on: 17th June 2026

Life saver when electronics broke

Came in very hand when I needed a new phone and then my laptop also gave up the ghost in short order. PayPal Credit was a life saver to quickly get them replaced at 0% interest. Reviewed on: 17th June 2026

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