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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,064 reviews, last reviewed 25th Apr 2026
3161900% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The 4 months no interest on PayPal credit is a great... The 4 months no interest on PayPal credit is a great feature. It allows me to make purchases on bigger items that I can then pay off later. I use PayP... Read more Reviewed on: 25th April 2026
Craig C's avatar
Craig C

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85064)

Safest payment system in place

5
I feel PayPal is the safest way to make a payment as no details are exchanged Reviewed on: 27th May 2025
Milly's avatar
Milly

Secure and Reliable service.

5
Secure and Reliable service. Would definitely recommend. Reviewed on: 27th May 2025
Ulian M's avatar
Ulian M

Usually good, customer service terrible

5
Usually good, customer service terrible Reviewed on: 27th May 2025
aaron d's avatar
aaron d

Excellent service

5
It's been good to me all through my transaction. Where they need to chase my refund, it's been perfect. Reviewed on: 27th May 2025
Isaac A's avatar
Isaac A

Its a good handy tool to book tickets and also have...

5
Its a good handy tool to book tickets and also have 4 months interest free credit, this is very very handy Reviewed on: 27th May 2025
M K's avatar
M K

Fabulous service Very handy secure way of paying.

5
Fabulous service Very handy secure way of paying. Reviewed on: 27th May 2025
Ruth W's avatar
Ruth W

Easy to use without having to use card details every...

5
Easy to use without having to use card details every time you buy something. Excellent customer support in my years of experience! Reviewed on: 27th May 2025
Edward A's avatar
Edward A

Trusted service.

5
I’ve had no issues with using PayPal. I trust to use it as it’s very safe and can prove payments made iff any dispute happens Reviewed on: 27th May 2025
Shell A's avatar
Shell A

PayPal Credit? Yes!

5
Brilliant App, service and availability - highly recommended Reviewed on: 27th May 2025
Scott W's avatar
Scott W

ALWAYS fair in their approach to me when I am buying.

5
ALWAYS fair in their approach to me when I am buying. Giving the options available to me (i.e PayPal or PayPal Credit) Reviewed on: 27th May 2025
CASSANDRA JACOBS's avatar
CASSANDRA JACOBS

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