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PayPal: PayPal Credit reviews

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4.91
Based on 85,168 reviews, last reviewed 25th Apr 2026
3171800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible, easy and widely taken. Flexible, easy and widely taken. Excellent to have an extra level of protection from fraudsters. Reviewed on: 25th April 2026
Johnu 's avatar
Johnu

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85168)

PayPal Credit is a convenient and flexible way to ma...

4
PayPal Credit is a convenient and flexible way to manage purchases, especially for online shopping. The application process is quick, and it integrates seamlessly with your PayPal account. The option for interest-free financing on qualifying purchases is a great perk, making it easier to budget for larger items. Overall, it’s a helpful tool for those looking for secure and manageable credit options. Reviewed on: 27th May 2025
Jakub S's avatar
Jakub S

Smooth and convenient

5
It has been over 10 years using PayPal and it has been smooth and convenient ride. Reviewed on: 27th May 2025
Nitin T's avatar
Nitin T

Always intime with smooth transaction Thank you very...

5
Always intime with smooth transaction Thank you very much! Reviewed on: 27th May 2025
Marin Marinov's avatar
Marin Marinov

Helpful information and helpful staff when needed

5
Helpful information and helpful staff when needed Reviewed on: 27th May 2025
Ana P's avatar
Ana P

Used this at Christmas to split some payments and it...

5
Used this at Christmas to split some payments and it was really easy to monitor and keep in control of Reviewed on: 27th May 2025
Laura B's avatar
Laura B

Good limit

5
Good limit on my paypal credit card. Reviewed on: 27th May 2025
Ola's avatar
Ola

Paypal is simple secure and very easy to use

5
Paypal is simple secure and very easy to use Reviewed on: 27th May 2025
Simon H's avatar
Simon H

Pay pal credit is a very handy service and addition...

5
Pay pal credit is a very handy service and addition to pay pal further more pay pal is my preferred way of making purchases on other sites Reviewed on: 27th May 2025
M k's avatar
M k

Easy to use.

5
Easy to use. Been using it for years would recommend Reviewed on: 27th May 2025
Martin W's avatar
Martin W

Excellent product

5
everything runs well and customer service is amazing Reviewed on: 27th May 2025
Ben B's avatar
Ben B

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