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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181048 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181048)

Always good and reliable, apps and service works fla...

Always good and reliable, apps and service works flawlessly. Never had any issues and the customer support it great Reviewed on: 17th June 2026

Good excellent .

Good excellent . For paying split Reviewed on: 17th June 2026

PayPal is a very convenient and safe way to make pay...

PayPal is a very convenient and safe way to make payments. The fact it is widely used and has a good reputation make me feel safe when making purchases. Reviewed on: 17th June 2026

PayPal Review

No issues using PayPal - easy to make purchases with and app is easy to use Reviewed on: 17th June 2026

Easy to apply

Easy to apply ,recommend to all , simple to managing Reviewed on: 17th June 2026

Good for easy shopping but The interest rates are high

Good for easy shopping but The interest rates are high Reviewed on: 17th June 2026

Good overall service and if needed customer service...

Good overall service and if needed customer service is great Reviewed on: 17th June 2026

I've been using PayPal Credit for a while and have f...

I've been using PayPal Credit for a while and have found it very convenient and straightforward. The application process was simple, payments are easy to manage, and I can keep track of everything through the app. It's been helpful for spreading the cost of larger purchases, and I've had a positive experience overall. I would recommend it to others looking for a flexible payment option. Reviewed on: 17th June 2026

Best way to pay

Excellent way to pay for products with excellent customer care and updates Reviewed on: 17th June 2026

Paypal - peace of mind for your finances

Paypal help with all finances and secure payments. Peace of mind Reviewed on: 17th June 2026

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