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PayPal: PayPal Credit reviews

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4.91
Based on 85,268 reviews, last reviewed 25th Apr 2026
3180900% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You have peace of mind, when you pay through PayPal When you purchase through PayPal you have peace of mind .. knowing if some sellers try & rip you off .. or send you a totally different item .. they b... Read more Reviewed on: 25th April 2026
Lamont 's avatar
Lamont

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85269)

Everything easy to use and very quick transactions,...

5
Everything easy to use and very quick transactions, inlm very satisfied. Reviewed on: 27th May 2025
Donata D's avatar
Donata D

Excellent service seamless to use with notifications...

5
Excellent service seamless to use with notifications on when payments are due far superior to others such as Very Next Reviewed on: 27th May 2025
gary voysey's avatar
gary voysey

So easy and safe way of paying for your goods...

5
So easy and safe way of paying for your goods Reviewed on: 27th May 2025
Simon young's avatar
Simon young

Makes payments quick and easy.

5
Makes payments quick and easy. Plus you can spread the amount out several ways. Reviewed on: 27th May 2025
Chris s's avatar
Chris s

It’s so simple and effective to use.

5
It’s so simple and effective to use. Best credit service I’ve ever used. Reviewed on: 27th May 2025
Alan T's avatar
Alan T

Excellent service, I've never had a negative experience

5
I've used PayPal for almost a decade now and its always been a easy to use app/webesite with extremely helpful customer service. Using PayPal credit over the past few years has been a life saver for bigger purchases which I can then spread the cost of over the year. I've never had any negative experiences with PayPal. Reviewed on: 27th May 2025
Liam R's avatar
Liam R

So easy to use and a very secure way to pay.

5
So easy to use and a very secure way to pay. Pay in 3 and buy now pay later with 0% interest if payed within a certain time, works brilliantly for me to help spread the cost especially for unexpected spends! Fabulous! Honestly can’t come up with any drawbacks, otherwise I certainly would. Reviewed on: 27th May 2025
Teresa P's avatar
Teresa P

Great Credit Provider

5
Good flexible option to pay when you need some time with the purchase, however interest rates are quite high unless you end up on a promo 4 months’ interest free purchases - they are awesome! Reviewed on: 27th May 2025
Pamela I's avatar
Pamela I

Great Credit options

5
Never had any trouble using PayPal and their credit and pay in 3 in great. Reviewed on: 27th May 2025
Jason L's avatar
Jason L

Simply amazing great service as always

5
Simply amazing great service as always Reviewed on: 27th May 2025
Mohamed Khalifa 's avatar
Mohamed Khalifa

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