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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181050 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181050)

Neutral was because I have never had to use PayPal c...

Neutral was because I have never had to use PayPal customer services so cannot say Reviewed on: 17th June 2026

I’ve always had a very good experience with pay pal...

I’ve always had a very good experience with pay pal and I recommend to everyone. It is reliable and I’m happy to use in future. Reviewed on: 17th June 2026

Freedom of financial options

Easy to use with many different options to make payments which allows financial freedom. Reviewed on: 17th June 2026

Brilliant app

Easy to use and the best bit no interest charges Reviewed on: 17th June 2026

PayPal is a grate tool to use in today’s world.

PayPal is a grate tool to use in today’s world. From paying friends and family to shopping. I’ve been using PayPal for a long time never had any problems Reviewed on: 17th June 2026

Easy split payments on large purchases interest free

Easy split payments on large purchases interest free Reviewed on: 17th June 2026

Seems to work all the time, not had any issues or co...

Seems to work all the time, not had any issues or concerns since I've been anbactivevmember Reviewed on: 17th June 2026

Easy as pie

Easy to use app easy ways to pay great interest free credit for short periods to help pay for larger items more easily and great to use to pay others easily as well. Reviewed on: 17th June 2026

Good service

The service has been Good. It came in a timely Reviewed on: 17th June 2026

Paypal credit is brilliant.

Paypal credit is brilliant. Your never need a credit card from anyone else been using them for years Reviewed on: 17th June 2026

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