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PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181051)

Simple easy to use service , never any problems

5
Simple easy to use service , never any problems Reviewed on: 17th June 2026

Easy to use and reliable.

5
Easy to use and reliable. Been using for a long time with no issues Reviewed on: 17th June 2026

PayPal is still the best and safest payment method.

5
PayPal is still the best and safest payment method. Reviewed on: 17th June 2026

Quick way to pay online

4
I've never dealt with customer service. Online /app is ok. Difficult to find the information I need on the app. Just for Online payments quick and convenient. Reviewed on: 17th June 2026

Easy app to use.

5
Easy app to use.Speedy service.Solve issues promptly and efficiently. Easy to navigate and simple Reviewed on: 17th June 2026

A great convenient way to spread the cost

5
A great convenient way to spread the cost Reviewed on: 17th June 2026

Very good service and very secure

5
Very good service and very secure Reviewed on: 17th June 2026

Always very easy to use and very rarely any problems...

5
Always very easy to use and very rarely any problems, easy to get in touch with if you need any help Reviewed on: 17th June 2026

Great and easy to use !

5
Great and easy to use ! reminders and notifications help you stay on top of your spending. Reviewed on: 17th June 2026

So easy to set up and easy to use.

5
So easy to set up and easy to use. Reviewed on: 17th June 2026

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