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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 85,329 reviews, last reviewed 25th Apr 2026
3186600% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems. Never had any problems. Easy to deal with. Reasonable rates. Would recommend as a credit provider. Honest. Reviewed on: 25th April 2026
Marshall D's avatar
Marshall D

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85329)

Great for simple and easy payments.

4
Great for simple and easy payments. Easy to access. Reviewed on: 27th May 2025
Emma 's avatar
Emma

East and Convenient

5
With PayPal its very easy and convenient for me to make purchases without putting in my card details at every retailer I shop from Reviewed on: 27th May 2025
uchenna 's avatar
uchenna

Great customer service .

5
Great customer service . Keep you up to date and send reminders in good time to remind you regarding upcoming payments Reviewed on: 27th May 2025
Polly's avatar
Polly

paypal makes me feel safe

5
paypal makes my transactions feel safer Reviewed on: 27th May 2025
Stephen K's avatar
Stephen K

It the most used payment choice.

5
It the most used payment choice. It's so easy and the pay in 3 have been a god send. Reviewed on: 27th May 2025
S K's avatar
S K

I have never had any problems over the years

5
I have never had any problems over the years I have had an account, I mainly use it as it gives me added security when buying online. Knowing they have my best intresses at the heart of this company, so I say well done and keep it up Reviewed on: 27th May 2025
Daveo's avatar
Daveo

Got PayPal credit and it’s great how you don’t pay i...

5
Got PayPal credit and it’s great how you don’t pay interest for the first 3 months! It’s easy to make extra payments and keep track of your spending. And getting up a direct debit with exactly how much you want to pay in each month is great. I would highly recommend to friends and family. It’s a well known company so you know your can trust them Reviewed on: 27th May 2025
Lylah Shearer's avatar
Lylah Shearer

PayPal is great and efficient for everyday use

4
PayPal is great and efficient for everyday use Reviewed on: 27th May 2025
Aurii's avatar
Aurii

A user intuitive app and online system with a super...

5
A user intuitive app and online system with a super supportive help center. Reviewed on: 27th May 2025
Ella S's avatar
Ella S

Clear, straightforward access and management on webs...

5
Clear, straightforward access and management on website. Prompt responses to queries/requests. Great product with clear detail from the outset. Reviewed on: 27th May 2025
Nicola C's avatar
Nicola C

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