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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

Credit Help

Just help me purchase things and pay a gradually over a short period of time without any interest fantastic fantastic Reviewed on: 17th June 2026

Safe, Easy to Use, and Great Offers!

I am completely satisfied with my experience using PayPal. The mobile app is incredibly user-friendly and makes managing transactions simple. I love the excellent rewards and promotional offers they consistently provide. Their customer service team is highly responsive and helpful whenever I need assistance. Most importantly, their secure platform gives me total peace of mind every time I shop. Highly recommended! Reviewed on: 17th June 2026

Excellent never had any issues using pay pal

Excellent never had any issues using pay pal Reviewed on: 17th June 2026

Never had an issue with paypal, its my most used for...

Never had an issue with paypal, its my most used form of payment, credit etc. Reviewed on: 17th June 2026

Can’t raise a dispute asks for a link to product whi...

Can’t raise a dispute asks for a link to product which I have done but can’t continue Reviewed on: 17th June 2026

Easy to use , interest free credit

Easy to use , interest free credit Reviewed on: 17th June 2026

Very useful for me spreading costs

Very useful for me spreading costs Reviewed on: 17th June 2026

Excellent service.

Excellent service. Easy to pay, options of payments, a plus the 6 months without interest. And now with the virtual/physical credit card linked to your paypal credit it’s amazing. Reviewed on: 17th June 2026

Great support

I never have any problems with PayPal. If I have a problem with a supplier though, thry are always quick to help. Reviewed on: 17th June 2026

Multiple payment options

Multiple payment options gives me options depending on type/size of purchase Reviewed on: 17th June 2026

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