Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85397 reviews)

View other PayPal products

4.90

Based on 85,397 reviews, last reviewed 25th Apr 2026

3192600% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always had great experiences when had issues Always had great experiences when had issues Reviewed on: 25th April 2026

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (85397)

makes life easy and affordable in the days of cost o...

makes life easy and affordab;e in the days of cost of living crisis Reviewed on: 27th May 2025

Always nice to speak to within someone.

Always nice to speak to within someone. rather than a bot or messages. Very knowledgeable courteous and helpful operators. I would recommend paypal and paypal to anyone they're on your side and do a great job. Reviewed on: 27th May 2025

Great credit provider.

Great credit provider. Ease to increase the amount of credit. Reviewed on: 27th May 2025

Very good customer service

Very good customer service, easy service for payment in three and secure, refund when needed definitely recommend Reviewed on: 27th May 2025

I haven’t had any issues using PayPal.

I haven’t had any issues using PayPal. I use it for most purchases so that I am not storing my information with multiple companies. Reviewed on: 27th May 2025

Excellent

I've had an excellent service been with paypal for many years Reviewed on: 27th May 2025

Excellent All Round Service

Excellent service, easy to use and the credit service is handy to have. Reviewed on: 27th May 2025

Easy to use, good customer service, reliable and tru...

Easy to use, good customer service, reliable and trustworthy Reviewed on: 27th May 2025

Quick easy and reliable

Used Paypal Credit for large purchases that would allow me to clear the cost over time. No difficulties using the service and clear communications when payments are due to come out. Reviewed on: 27th May 2025

Very simple to navigate and not complex with lots of...

Very simple to navigate and not complex with lots of reading= time. Most people need a simple service with a recognisable and trusted name in their busy lives and for this reason, PayPal , fits the bill Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3686 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39095 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub