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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Good and easy experience for credit.

Good and easy experience for credit. Reviewed on: 17th June 2026

Absolutely fantastic.

Absolutely fantastic. I can't sleep due to the excitement at the thought of using pay pal Reviewed on: 17th June 2026

Excellent options available

Excellent options available for payment Reviewed on: 17th June 2026

Very positive.

PayPal has been very positive. The platform is easy to use, secure, and makes sending and receiving payments straightforward. Transactions are usually quick, and having everything in one place makes managing purchases and payments convenient Reviewed on: 17th June 2026

Easy and flawless service for quick transaction

Easy and flawless service for quick transaction Reviewed on: 17th June 2026

Theres nothing PayPal can’t do im very happy with th...

Theres nothing PayPal can’t do im very happy with the service provided they have gone above and beyond countless times Reviewed on: 17th June 2026

hustle free excellent service

Always hustle free excellent service Reviewed on: 17th June 2026

Just so easy and give a realistic time frame to pay...

Just so easy and give a realistic time frame to pay back. PayPal + is another great thing too. I’ve already earned £80 in points and spent those to only receive more points Reviewed on: 17th June 2026

PAYPAL CREDIT THE WAY FORWARD!

Paypal credit is a great way to spread the cost of items purchased with 0% interest. Plus they were excellent at repaying me when an item I purchased was never received as the company had gone into liquidation. Reviewed on: 17th June 2026

Very good and nice to have some time spare to...

Very good and nice to have some time spare to pay back Reviewed on: 17th June 2026

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