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PayPal: PayPal Credit reviews

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4.90
Based on 85,524 reviews, last reviewed 25th Apr 2026
3204300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have highest trust on Paypal payments for online s... I have highest trust on Paypal payments for online shopping. Reviewed on: 25th April 2026
Khubaib Ahmed's avatar
Khubaib Ahmed

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85524)

Quick and easy!

5
Quick and easy! Best finance app I have on my phone Reviewed on: 27th May 2025
DMarujo's avatar
DMarujo

Easy and secure way to pay and manage your cash

5
Paypal helps me to pay securely and manage my cashflow with various flexible finance options. Reviewed on: 27th May 2025
Laura T's avatar
Laura T

No problems so far always fairly simple and easy to...

4
No problems so far always fairly simple and easy to use Reviewed on: 27th May 2025
daryl D's avatar
daryl D

PayPal and PayPal credit are so easy to set up and use.

5
PayPal and PayPal credit are so easy to set up and use. Really great service Reviewed on: 27th May 2025
TM's avatar
TM

Easy and smooth to use

5
A long time ago I had my PlayStation account hacked, which was linked to my PayPal. PlayStation/Sony were pretty poor in helping me cancel any transactions but PayPal were immediately on it. Sorted any issues I had and made sure that the payment was reimbursed. Have always had an easy and smooth experience with them Reviewed on: 27th May 2025
Rachel B's avatar
Rachel B

Been a paypal credit holder for over year now and I...

5
Been a paypal credit holder for over year now and I like the split payments option and interest free for certain amount of time.e Reviewed on: 27th May 2025
Gurvinder S's avatar
Gurvinder S

They could be better

3
Not happy with how they handle customer query and complaints Reviewed on: 27th May 2025
Ope's avatar
Ope

Giving And Rewarding

5
i have been using PayPal for years ,without any issues at all. In fact you rewarded me for my royalty by increasing my credit limit at a very important time of my life. Reviewed on: 27th May 2025
Louis M's avatar
Louis M

I like the options of how I can spend money (can pay...

5
I like the options of how I can spend money (can pay up front, split payments or also via credit). The security is an added bonus. The best part is the ease of sending money amongst my friend group via the app Reviewed on: 27th May 2025
Josh M's avatar
Josh M

All my dealings with PayPal have been effortless

5
All my dealings with PayPal have been effortless Reviewed on: 27th May 2025
Harald Jackson's avatar
Harald Jackson

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