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PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181052)

Easy to use, good rating !

5
Easy to use, good rating when making payments Reviewed on: 17th June 2026

Excellent

5
I've been using PayPal for several years and have always found it to be a reliable, secure, and convenient way to make payments online. Transactions are quick and easy, and I appreciate the added layer of buyer protection when shopping from new websites. The app is user-friendly, making it simple to send and receive money, track payments, and manage my account. Overall, PayPal provides peace of mind and excellent convenience for both personal and online purchases. Highly recommended. Reviewed on: 17th June 2026

Quick and easy to use.

5
Quick and easy to use. Always kept informed Reviewed on: 17th June 2026

I use PayPal with full of confidence

5
I use PayPal with full of confidence Reviewed on: 17th June 2026

I’ve been using PayPal for atleast 10 years now - so...

5
I’ve been using PayPal for atleast 10 years now - so seamless to use and I like the new features they have brought into the app. Reviewed on: 17th June 2026

Paypal always provides great service

5
Paypal always provides great service Reviewed on: 17th June 2026

No fuss transactions.

5
No fuss transactions. Very helpful Reviewed on: 17th June 2026

Always easy to pay with paypal.

5
Always easy to pay with paypal. And I couldn't survive without paypal credit. Thank you Reviewed on: 17th June 2026

Best in the business

5
These guys have a genuine interest in helping you from start to finish unlike other companies. Best service i have ever had. Reviewed on: 17th June 2026

Excellent

5
Really good, able to discuss issues with ease and promptly. Reviewed on: 17th June 2026

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