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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,589 reviews, last reviewed 25th Apr 2026
3210600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good service, it's very user friendly, intuit... Really good service, it's very user friendly, intuitive, and provide great value. Reviewed on: 25th April 2026
Enrikke's avatar
Enrikke

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85589)

PayPal is always very reliable and competitive

5
PayPal is always very reliable and competitive with rates. The instalment plans are very well explained Reviewed on: 27th May 2025
Marcia R's avatar
Marcia R

Super convenient PayPal Credit

5
I have been using PayPal itself for a very long time, so was excited to try out the 0% credit option which was super convenient and easy to use. Reviewed on: 27th May 2025
Julia S's avatar
Julia S

The app is clear and easy to follow.

5
The app is easy to follow, which is important for your older clients plus being efficient. It's good to get a reminder when to pay as a back-up from having it on my calendar. Reviewed on: 27th May 2025
Marilyn G's avatar
Marilyn G

The payment process is very easy and straight forward.

5
The payment process is very easy and straight forward. It also give great opportunity in paying off without interest over a reasonable period Reviewed on: 27th May 2025
Pullen A's avatar
Pullen A

Great simple service, quick and easy to use

5
Great simple service, quick and easy to use Reviewed on: 27th May 2025
Chris H's avatar
Chris H

Accessible and easy

5
Very easy to see and access all available payment options via Paypal, and integration across devices is well done and secure. Email comms are clear and easy to follow to keep track of things, particularly the Pay in 3 product. Reviewed on: 27th May 2025
Lee H's avatar
Lee H

Using PayPal Credit.

5
I have used PayPal credit a few times and I am impressed with the excellent service supplied. Reviewed on: 27th May 2025
Maddy 's avatar
Maddy

Quality guaranteed

5
Never had any problems with paypal . Reviewed on: 27th May 2025
Gary B's avatar
Gary B

Straightforward

5
Quick ,Easy , straightforward payments etc Reviewed on: 27th May 2025
WB's avatar
WB

It just works when you need it to.

5
It just works when you need it to. Whether purchasing , using pay in 3 or having a period of interest free credit Reviewed on: 27th May 2025
Dan l's avatar
Dan l

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