Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,850 reviews, last reviewed 25th Apr 2026
3141300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, safe Easy to use. Well protected, saved me from getting scammed when someone hacked a different account Reviewed on: 25th April 2026
Jack Logan's avatar
Jack Logan

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84850)

Easy and quick service!

5
Easy and quick service always with PayPal! Reviewed on: 27th May 2025

Easy to use, payment secured and very trustworthy

5
Easy to use, payment secured and very trustworthy Reviewed on: 27th May 2025

Amazing and excellent experience every single time.

5
Amazing and excellent experience every single time. Customer service is top notch Reviewed on: 27th May 2025

Always had good Experience , been helpful when neede...

5
Always had good Experience , been helpful when needed help Reviewed on: 27th May 2025

It’s the best way to pay and have a peace...

5
It’s the best way to pay and have a peace of mind Reviewed on: 27th May 2025

PayPal are always in my corner.

5
I use PayPal for all my online purchases as I know my money is safe. I also know that if there is a problem or dispute, PayPal are in my corner. I can log in to my account easily and see the record of all my transactions which is helpful If I need to query a payment. Reviewed on: 27th May 2025

No hassle, easy to use.

5
No hassle, easy to use. Paypal provides trust and security with my online purchases. Having the credit options also makes it easy and more affordable for me to spread payments. Reviewed on: 27th May 2025

I have always had first class service from PayPal wh...

5
I have always had first class service from PayPal whether paying for items or having help with items that have not arrived or defected. Their system is so easy to work with whether ordering, paying or making a complaint against the seller. PayPal always keeps you informed. I personally have always had a fantastic experience using PayPal, hence the length of time I have been with them. Reviewed on: 27th May 2025

Simple to use with good offers.

5
Simple to use with good offers. Using the app makes life easy. Reviewed on: 27th May 2025

PayPal is the best!

5
PayPal is the best! It is always easy to use and it is safe. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 38854 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products