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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Always easy to deal with and have never had any prob...

5
Always easy to deal with and have never had any problems Reviewed on: 17th June 2026

Paypal is so convenient to use, is widely accepted a...

5
Paypal is so convenient to use, is widely accepted and gives the option of spreading payments if necessary. If you run into probleems with a supplier their support is good. Reviewed on: 17th June 2026

Pay in 3

5
I use the pay in 3 often as it helps with larger payments. It’s very useful Reviewed on: 17th June 2026

Its give me flexibility how like to pay as well as v...

5
Its give me flexibility how like to pay as well as very convenient and easy to use around different countries and charge free Reviewed on: 17th June 2026

Always brilliant!

5
Always brilliant! Have me a chance with credit when nobody else would. Reviewed on: 17th June 2026

Flexible and convenient.

5
Flexible and convenient. I was able to access credit when l was in the darkest moment of my life financially. Reviewed on: 17th June 2026

Have always been helpful, there credit service has h...

5
Have always been helpful, there credit service has helped me in tight times Reviewed on: 17th June 2026

Good performance

4
Good , excellence and perfection. Reviewed on: 17th June 2026

Great Company

5
I've been using PayPal for almost 10 years, and never had an issue with their customer service, not once. It's the best, most trustworthy company I know. Reviewed on: 17th June 2026

Easy to navigate makes it so easy to use

5
Easy to navigate makes it so easy to use Reviewed on: 17th June 2026

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