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PayPal: PayPal Credit reviews

4.90
Based on 84,805 reviews, last reviewed 25th Apr 2026
3137300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal is so good and I love the pay pal credit fea... Pay pal is so good and I love the pay pal credit feature it helped me so much when I needed extra money one month Reviewed on: 25th April 2026
Lara's avatar
Lara

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84805)

I have always found the customer service Team suppor...

5
I have always found the customer service Team supportive and productive. Especially when I have had to request for my refund from some of these sellers with products that don’t match the quality of what they have advertised. Your Euros exchange rate is always less than the current exchange rates. Reviewed on: 27th May 2025

I can't complain.

5
I can't complain. Needed a new phone and with PayPal I have got 0% interest to pay it off over 3 years. Excellent. Reviewed on: 27th May 2025

Easy and smooth transaction, great visibility of tra...

4
Easy and smooth transaction, great visibility of transactions Reviewed on: 27th May 2025

Works fine for what I need, paying off separate bill...

5
Works fine for what I need, paying off separate bills would be easier though. Reviewed on: 27th May 2025

I've used Paypal for years now and think highly of them

5
I've used Paypal for several years now, both for business and for personal transaction via eBay. I've found them helpful every time I've needed support. Reviewed on: 27th May 2025

Great service easy to pay over time

5
Great service easy to pay over time Reviewed on: 27th May 2025

I just love using Pay Pal as i feel it is more secur...

5
I just love using Pay Pal as i feel it is more secure than using any other means of payments. Reviewed on: 27th May 2025

Reliable

5
Always reliable and good for secure payments Reviewed on: 27th May 2025

Awesome experience with PayPal credit

4
Awesome experience with PayPal credit Reviewed on: 27th May 2025

Easy to access, accepted in the majority of online r...

5
Easy to access, accepted in the majority of online retailers. Good incentives to sped payments Reviewed on: 27th May 2025

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