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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,791 reviews, last reviewed 25th Apr 2026
3135900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy helper to make the budget go further PayPal credit has been a life saver organising bits for our building works whilst managing the budget and allowing us more flexibility. Being able to ... Read more Reviewed on: 25th April 2026
Katharina's avatar
Katharina

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84791)

Always very useful.

5
Always very useful. We had to book for booking Airbnb for urgent reason. We used our PayPal credit. Reviewed on: 27th May 2025
Mrs HAYES's avatar
Mrs HAYES

Great experience with excellent app to use

4
Great experience with excellent app to use Reviewed on: 27th May 2025
Sunny's avatar
Sunny

Great service and excellent customer service

5
Great service and excellent customer service Reviewed on: 27th May 2025
Donna D's avatar
Donna D

PayPal will help

5
Easy to buy things and pay. When I had a problem with a purchase PayPal sorted it very fast. Reviewed on: 27th May 2025
Anton Aubrey's avatar
Anton Aubrey

Easy to use and the 0 for 4 months is...

5
Easy to use and the 0 for 4 months is great Reviewed on: 27th May 2025
Liam A's avatar
Liam A

Easy to use and good interest free options.

5
Easy to use and good interest free options. Reviewed on: 27th May 2025
Trubbabubba's avatar
Trubbabubba

Never had any problem using PayPal.

5
Never had any problem using PayPal. Very efficient. Reviewed on: 27th May 2025
Maria A's avatar
Maria A

best credit option

5
so easy to use keeps you well informed about upcoming payments and anything else yoy need to know to keep you on track Reviewed on: 27th May 2025
rita barrett's avatar
rita barrett

PayPal is extremely easy to use once set up.

5
PayPal is extremely easy to use once set up. Love the way I can select PayPal credit or just make a payment, easy peasy! Reviewed on: 27th May 2025
AO's avatar
AO

Great application

5
Great, easy to use app with helpful options to choose from Reviewed on: 27th May 2025
Angelika P's avatar
Angelika P

Review PayPal: PayPal Credit now

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