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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84778 reviews)

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4.90

Based on 84,778 reviews, last reviewed 25th Apr 2026

3134700% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always my first go to. Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. ... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84778)

Always there, always handy, always easy, always.

Always there, always handy, always easy, always... Paypal Reviewed on: 27th May 2025

Payment Options make Paypal an easy choice

i have used PayPal for a number of years choosing it as a secure way to make payments, choosing it to purchase goods then pay over 3 payments, and also Paypal credit which is invaluable when needing to make big purchases of essential items like a fridge freezer when the cash is not available at that specific time. Reviewed on: 27th May 2025

Have had a very good experience with this service

Have had a very good experience with this service Reviewed on: 27th May 2025

Hi i am very satisfied customer been very long time.

Hi i am very satisfied customer been very long time. I am very happy with Paypal. Reviewed on: 27th May 2025

Reliable and convenient for everyday spending

I’ve been using PayPal Credit for a while and it’s been a really helpful tool for managing my spending. I use it for online shopping, booking holidays, and even for things like Uber. It’s quick, easy to use, and gives me flexibility when I need it. I also appreciate how secure it feels. I’ve never had any issues, and the whole experience has been smooth from day one. Reviewed on: 27th May 2025

Easy experience, easy to use

Easy experience, no problems so far Reviewed on: 27th May 2025

PayPal Excellent Financial Service.

PayPal helps with your finances and I especially like there pay in over three months with no interest. Reviewed on: 27th May 2025

Paypal No 1 for me

I have been using paypal for a number of years specialy paypal credit pay in 3 with no interest which has been a life saviour for me and my family. I would recommend paypal strongly to anyone that has not heard aboud the advantages that they offer. Reviewed on: 27th May 2025

A very safe place to pay for goods online

A very safe place to pay for goods online and to make personal payments to friends. Reviewed on: 27th May 2025

Helps me out a lot with different things, I always f...

Helps me out a lot with different things, I always feel secure and safe when paying with PayPal Reviewed on: 27th May 2025

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