Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Easy and quick

5
No problems and easy to set up. Apple Pay quick and works every time. Reviewed on: 17th June 2026

Love it very practical and husle free

5
Love it very practical and husle free Reviewed on: 17th June 2026

Easy to use, super efficient and helpful customer se...

5
Easy to use, super efficient and helpful customer service when issues arise. Especially like the option for credit or pay in 3 which helps so much for large purchases. Used paypal for years and its brilliant. Reviewed on: 17th June 2026

I love PayPal credit super easy to use, gives me pea...

5
I love PayPal credit super easy to use, gives me peace of mind buying online Reviewed on: 17th June 2026

Have always used PayPal when I can to pay for anythi...

5
Have always used PayPal when I can to pay for anything, very trustworthy app and a very good account to have and use also to build credit score and easy easy to manage Reviewed on: 17th June 2026

No unnecessary questions.

5
No unnecessary questions. I've been using PayPal for decades, no problem so far, even when I needed their help to get my money back. Reviewed on: 17th June 2026

Paypal credit is easy to use (can make your default...

5
Paypal credit is easy to use (can make your default payment) give you longer to pay back Reviewed on: 17th June 2026

Easy , straightforward and always kept up to date wi...

5
Easy , straightforward and always kept up to date with balance Reviewed on: 17th June 2026

Excellent.

5
Excellent. Always super easy to use and manage. Reviewed on: 17th June 2026

Easy to use and to monitor your spending with a very...

5
Easy to use and to monitor your spending with a very user friendly app Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101216 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products