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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Easy to use, transparent in costs and great to purch...

Easy to use, transparent in costs and great to purchase goods online. Paypal credit has allowed me to get purchases for my house, ubers in a hurry and access to products when I have needed them. The monthly payments make it easy to deduct credit too. Reviewed on: 17th June 2026

Much safer for making online payments

Much safer for making online payments Reviewed on: 17th June 2026

Great grest

Great handy when it to use good Reviewed on: 17th June 2026

Great payment service.

Great payment service. Clear and quick transactions. Reviewed on: 17th June 2026

Allows me to buy the items I otherwise wouldn’t be a...

Allows me to buy the items I otherwise wouldn’t be able to afford with the pay over 4 months Reviewed on: 17th June 2026

Pay pal makes purchasing a breeze!

Pay pal makes purchasing a breeze! Reviewed on: 17th June 2026

I’ve been using PayPal for years and have always had...

I’ve been using PayPal for years and have always had a good experience. Reviewed on: 17th June 2026

Easy to use and fast decision

Easy to use and fast decision It is great having the credit card to hand. It is accepted almost everywhere so I have had no problems using it Reviewed on: 17th June 2026

Works like you would want an on demand credit servic...

Works like you would want an on demand credit service to work. Clear terms, clear payment schedules, easy to track. One thing I wish was easier was finding the early repayment options for 0% credit agreements. Reviewed on: 17th June 2026

Safe and secure

Easy to use safe and secure to use . Reviewed on: 17th June 2026

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