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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,748 reviews, last reviewed 25th Apr 2026
3132100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy to use service with PayPal offered with most retailers Reviewed on: 25th April 2026
rebecca bartlett's avatar
rebecca bartlett

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84748)

The way everything is visible on the PayPal app and...

5
The way everything is visible on the PayPal app and easy to what you want to on the app.paypal makes it easy pay someone and the visibility of PayPal credit Reviewed on: 27th May 2025
Frederick A's avatar
Frederick A

good for protection

5
excellent to deal with,good protection. Reviewed on: 27th May 2025
Derek Armstrong's avatar
Derek Armstrong

Friendly, easy to arrange and administer.

5
Friendly, easy to arrange and administer. Keep informed. Great service. Competitive rates. Reviewed on: 27th May 2025
Sean H's avatar
Sean H

Really great service and always happy to help

5
Really great service and always happy to help Reviewed on: 27th May 2025
Louis F's avatar
Louis F

The best Would recommend to everyone

5
Would recommend to everyone so easy and straight forward and protective Reviewed on: 27th May 2025
Stacey F's avatar
Stacey F

I have always enjoyed the PayPal experience.

5
I have always enjoyed the PayPal experience. The 3 and 4 interest free payments allows me to be more flexible with my budgeting, especially when there is an unexpected purchase required. Reviewed on: 27th May 2025
Nige's avatar
Nige

Helpful with expenses

5
Paypal is very helpful especially in easing the burden of large expenses. It allows time to pay expenses for a certain period without interest. Reviewed on: 27th May 2025
Chan's avatar
Chan

Use PayPal in so many flexible ways

5
I use PayPal in many ways - an easy way of providing payment and address details for online orders, PayPal credit for large purchases and pay-in-3 when this option is available - very flexible and easy to use - highly recommended Reviewed on: 27th May 2025
Dominic C's avatar
Dominic C

PayPal Credit Convenient and Flexible Financing

5
I've been using PayPal Credit for several months now, and it's been a reliable and flexible tool for managing purchases, especially online. One of the biggest advantages is the ability to make larger purchases and pay them off over time without interest, as long as the balance is paid within the promotional period (typically 4 months for purchases over £99)This feature has helped me budget more effectively without dipping into savings or credit cards. Reviewed on: 27th May 2025
Sam Baker's avatar
Sam Baker

great and easy to use!

5
simply great and easy to use; they also remind you about expiring date to give money back, so less stress for you Reviewed on: 27th May 2025
Elisa T's avatar
Elisa T

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