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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,692 reviews, last reviewed 24th Apr 2026
3127000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous service. Fabulous service.. so helpful for paying between friends and family. Reviewed on: 24th April 2026
Karen G's avatar
Karen G

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84692)

I rarely use it as they only gave me a 400£ limit.

4
I rarely use it as they only gave me a 400£ limit. It's very streamlined though and easy to navigate. Reviewed on: 27th May 2025
sassykardashian's avatar
sassykardashian

All round fantastic

5
I use PayPal credit often - I like how easy it is and safe aswell. I like the fact that it’s interest free for 4 months aswell. It can be used on so many different websites. Reviewed on: 27th May 2025
Anshu 's avatar
Anshu

Paypal is very reliable for online shopping

5
PayPal is quite reliable for online purchases especially with the Pay in 3 option that it has Reviewed on: 27th May 2025
Maria 's avatar
Maria

Simple onboarding and understanding.

4
Simple onboarding and understanding. Only issue is around paying off specific items, value is shared rather than prioritised Reviewed on: 27th May 2025
Steven C's avatar
Steven C

It offers flexibility and also protecting my persona...

5
It offers flexibility and also protecting my personal details Reviewed on: 27th May 2025
Amber N's avatar
Amber N

PayPal app is easy and simple to use and monitor spe...

5
PayPal app is easy and simple to use and monitor spending Reviewed on: 27th May 2025
pax p's avatar
pax p

Never had a problem with paypal, they have always so...

4
Never had a problem with paypal, they have always sorted out things if i had a problem Reviewed on: 27th May 2025
C Johnson's avatar
C Johnson

PayPal is easy to use

5
PayPal is easy to use and kinda easy to understand, the interest after 6 months can be high though Reviewed on: 27th May 2025
Emily C's avatar
Emily C

Essential while in maternity leave

5
I have been using PayPal for years but more recently I’ve relied on it more while struggling with my finances on maternity leave. I have easily been able to manage and keep track of my spending using PayPal credit and have easily began paying money back. Reviewed on: 27th May 2025
Amy C's avatar
Amy C

Very easy to use, clear statements

5
Very easy to use, clear statements Reviewed on: 27th May 2025
Lizzy S's avatar
Lizzy S

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