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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Easy to send and to transfer money

5
Easy to send and to transfer money Reviewed on: 17th June 2026

Reliable, trustworthy and no hidden costs

5
Reliable, trustworthy and no hidden costs Reviewed on: 17th June 2026

PayPal as absolutely been the best

5
PayPal as absolutely been the best Reviewed on: 17th June 2026

Brilliant services

5
I use PayPal very often and have both credit and debit cards as well as a credit account. I find it very useful for making purchases using the interest free period and I like the rewards form the debit card. I used it recently at Download music festival where I got 20% off all good and drink and this was absolutely fantastic. Reviewed on: 17th June 2026

Whenever I have a problem paypal are always at th en...

5
Whenever I have a problem paypal are always at th end of the phone today sort out the problem Reviewed on: 17th June 2026

Very easy app to use a d good customer support

5
Very easy app to use a d good customer support Reviewed on: 17th June 2026

Easy planning and payment very convenient

5
Easy planning and payment very convenient Reviewed on: 17th June 2026

Accurate an seamless.

5
Always accurate accounting that is easy to understand. Quick and easy transactions that are instantly activated. Reviewed on: 17th June 2026

A great way to stretch payments at reasonable rates.

5
A great way to stretch payments at reasonable rates. Very convenient Reviewed on: 17th June 2026

Ease of use

5
Paypal Credit is easily accessible, provides multitude of financial options of taking and repaying your credit.In overall very helpful Reviewed on: 17th June 2026

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