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PayPal: PayPal Credit reviews

4.90
Based on 84,608 reviews, last reviewed 24th Apr 2026
3119500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. I like the pay in 3 option. Reviewed on: 24th April 2026
Joan R's avatar
Joan R

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84608)

Excellent way of keeping my cash flow good

5
Excellent way of keeping my cash flow good Reviewed on: 27th May 2025

Support is 5 Stars.

5
Support is 5stars. Good experience when purchase gone wrong. Refunded straight away. The app is a doodle to use specially using face ID Reviewed on: 27th May 2025

PayPal s.a./international/UK.

4
Hi there. I have been with PayPal since 2008. And from There to 2022 PayPal changed for me and Became PayPal UK. Still a Long Way to go. Before I can Describe an Experience. So far so good. Reviewed on: 27th May 2025

All good apart from payment says vary

5
All good apart from payment says vary Reviewed on: 27th May 2025

Good start, Time and value for money ,

5
Good start, Time and value for money , Reviewed on: 27th May 2025

Hassle-free transactions, ultra-fast approvals.

5
Hassle-free transactions, ultra-fast approvals. Reviewed on: 27th May 2025

Superb service

5
I have been dealing with PayPal for many years and the service has been exemplary. Any problems have been sorted efficiently, courteously and quickly Reviewed on: 27th May 2025

PayPal always offer great value and it’s so easy to...

5
PayPal always offer great value and it’s so easy to apply Reviewed on: 27th May 2025

PayPal Credit is Awesome

4
Good value for money. Flexible payments for example pay in three options available. The payment or purchases are 100% secure. Reviewed on: 27th May 2025

Makes transactions very easy.

5
Makes transactions very easy. Effective customer service. Reviewed on: 27th May 2025

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