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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

I've always found paypal very easy to use and manage.

5
I've always found paypal very easy to use and manage. Reviewed on: 17th June 2026

Amazing service, very easy to pay, very easy app, ve...

5
Amazing service, very easy to pay, very easy app, very beneficial Reviewed on: 17th June 2026

I found paypal credit to be indispensable while rebu...

5
I found paypal credit to be indispensable while rebuilding my credit rating after the lockdowns. Reviewed on: 17th June 2026

The security checks are excellent and easy to use

5
The security checks are excellent and easy to use Reviewed on: 17th June 2026

Great simple service

5
Great simple service Easy payment structure and options Reviewed on: 17th June 2026

Love Paypal.

5
Love Paypal.Sorted Me out good when I got scammed.Thank You Paypal.I always use them.Got scammed for £300.Paypal refunded Me.I will be forever gratefull. Reviewed on: 17th June 2026

Never a problem App easy to use and always prompt...

5
Never a problem App easy to use and always prompt Reviewed on: 17th June 2026

Easy way to pay!

5
Easy way to pay! With lots of different payment plans available! Really easy to view and manage from your phone! Reviewed on: 17th June 2026

Great service and security

5
Used it for years and always been happy with the service and security. Reviewed on: 17th June 2026

Great for travel expenses

5
Convenient way to pay, great for travel expenses Reviewed on: 17th June 2026

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