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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,533 reviews, last reviewed 24th Apr 2026
3112400% increase in 5 star reviews
in the past 90 days
4450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe safe and reliable Safe… reliable.. there to sort out if any issues arise Reviewed on: 24th April 2026
Fiona F's avatar
Fiona F

Latest lowest rating:

1

Quick Paypal Credit Results When i applied for a samsung paypal credit,it was very quick and easy to apply. Result was out in a matter of seconds. I am very happy Reviewed on: 24th April 2026
Maria's avatar
Maria
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84533)

Paypal credit

5
Never have trouble and always on hand if there is any concerns Reviewed on: 27th May 2025
Scott 's avatar
Scott

I use PayPal credit as its a great way to spread the...

5
I use PayPal credit as its a great way to spread the cost for things like holidays. I would not use anyone else as the service is spot on. Reviewed on: 27th May 2025
Fred Adamson's avatar
Fred Adamson

I love paypal credit.

5
I love paypal credit. It has helped me financially in so many way. It has helped me through paying installment, buy now and pay later or paid for my travels. Paypal credit is conducive, reliable and reasonable. The minimum payment is not much and they are flexible. They make me feel valued as a customer. They are very supportive and efficient in solving any problems.. Excellent customer service and their proactive. They very polite. They keep me disciplined to pay my bill on on time by sending me a reminder text or email so that I won't default. I'm ecstatic with PayPal credit Reviewed on: 27th May 2025
BEDASH 's avatar
BEDASH

Love PayPal all the time can buy things and pay late...

5
Love PayPal all the time can buy things and pay later 0% interest for 4 month is always my favourite would recommend everyone Reviewed on: 27th May 2025
Taran K's avatar
Taran K

Always my first choice if I want to spread the cost...

5
Always my first choice if I want to spread the cost on a purchase. I find the pay in 3 option very useful, and so easy to set up. The website & app also have a great easy to navigate interface, which is handy if I ever need to make changes to accounts or direct debit arrangements. Reviewed on: 27th May 2025
Jamie L's avatar
Jamie L

Smart & efficient money management

5
So far my experience and support provided is excellent by PayPal. Couple of times services especially when we are trying to talk and resolve problems we’re delayed but outcomes have been excellent! Reviewed on: 27th May 2025
Gayatri 's avatar
Gayatri

Used PayPal for years and had no issues

4
Used PayPal for years and had no issues Reviewed on: 27th May 2025
Noname's avatar
Noname

Offering flexibility with payments

5
Offering flexibility with payments Reviewed on: 27th May 2025
Rowan's avatar
Rowan

PayPal credit is a great way to boost credit score a...

4
PayPal credit is a great way to boost credit score and the customer service is great. Just wish they had a dedicated physical card instead of having to go through a third party Reviewed on: 27th May 2025
Ro R's avatar
Ro R

Straight forward transactions safe to use

5
Straight forward transactions safe to use Reviewed on: 27th May 2025
jaine tucker's avatar
jaine tucker

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