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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

I love and trust buying with PayPal.

I love how PayPal is the safest way to pay for anything online, and so easy to set up and use. With various ways to pay - debit, credit and ‘Pay in 3’ you know you’re covered for all eventualities Reviewed on: 17th June 2026

Always feel protected with PayPal.

Always feel protected with PayPal. Got my money back without any hassle which is really appreciated. Reviewed on: 17th June 2026

Very easy to use and always works.

Very easy to use and always works. Reviewed on: 17th June 2026

Great experience & helpful people

Great experience & helpful people Reviewed on: 17th June 2026

Paypal credit is excellent to use easy to understand...

Paypal credit is excellent to use easy to understand and great value for money Reviewed on: 17th June 2026

Easy to use

It’s easy to and use so convenient for paying matters Reviewed on: 17th June 2026

Convenient, easy to use facility!

Very convenient to have paypal credit - 0% over 4 months helps to budget effectively; having the same facility via the mastercard credi card is a bonus. Thank you :) Reviewed on: 17th June 2026

So accessible and clear!

So accessible and clear! Very easy to use. I feel PayPal is an honest brand and trustworthy. I will totally recommend PayPal to my friends. Reviewed on: 17th June 2026

Has helped me!

I initially used Paypal credit to buy my first MacBook Pro which cost around 4K. This applied an automatic limit of 4K to my PayPal credit account. I used to have no credit score as I'd never borrowed before which meant I was always unable to borrow. But doing this, gradually paying back the laptop through editing work meant I eventually increased my credit score which is now a very good rating, and I use Paypal Credit frequently now while I'm in-between freelance pay checks. Reviewed on: 17th June 2026

Helpful options on credit spends and how to pay back.

Helpful options on credit spends and how to pay back. Reviewed on: 17th June 2026

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