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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181045 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Ease of use as well as a decent website

Ease of use as well as a decent website Reviewed on: 17th June 2026

Top marks

Everything has been perfect for me Reviewed on: 17th June 2026

Very easy to use and provides a service that gives y...

Very easy to use and provides a service that gives you that bit of ease when coming to spreading payments. Reviewed on: 17th June 2026

Very happy customer

I love PayPal with it's cash back and recently started to use PayPal credit and I'm very happy with the service. Reviewed on: 17th June 2026

PayPal credit it good and so easy to use

PayPal credit it good and so easy to use Reviewed on: 17th June 2026

Soo easy no effort at all and very quick

Soo easy no effort at all and very quick Reviewed on: 17th June 2026

easy to use, hassle free.

easy to use, hassle free. Great desktop and mobile app Reviewed on: 17th June 2026

Simple, Flexible and Completely Hassle-Free

PayPal Credit has been brilliant. Easy to use, simple to manage and gives great flexibility when needed. Highly recommended! Quick to set up, clear payment options and a hassle-free experience every time. Reviewed on: 17th June 2026

0% for 4 months on over £100 always!

It’s a standard credit provider, but with the permanent 0% offer for 4 months on any and all orders over £100. I think that’s great. Also a level of security with it being paypal, I recommend. Reviewed on: 17th June 2026

PayPal all the Time.

I have always found PayPal to be very friendly and helpful also professional. When I have had a difficult seller contacted PayPal who solve the problem very quickly. Reviewed on: 17th June 2026

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