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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181045)

Excellent service from PayPal

5
Excellent service and never had a problem as been using for years Reviewed on: 17th June 2026

All good, but keep building.

5
All good, but keep building. That's what we want. Reviewed on: 17th June 2026

Great app and good support pages

4
Great app and good support pages Reviewed on: 17th June 2026

Its wonderful to have Paypal credit

5
Its wonderful to have Paypal credit," I used it enjoyed it" extensively Reviewed on: 17th June 2026

Will recommend to friends and family

5
Can’t rave enough about the app. It’s reliable and customer service is excellent. Reviewed on: 17th June 2026

Great service and easy to use and pay back.

5
Great service and easy to use and pay back. Reviewed on: 17th June 2026

Great service will continue to use it

5
Great service will continue to use it Reviewed on: 17th June 2026

10/10 never any issues and always works

5
10/10 never any issues and always works Reviewed on: 17th June 2026

Seven Years of Trust with PayPal

5
For more than seven years, PayPal has been a trusted and reliable partner for my online purchases, money transfers, and withdrawals, consistently providing a secure, convenient, and user-friendly experience. Their platform makes transactions simple and efficient, while their strong security measures give me confidence and peace of mind every time I use their services. Whether making payments, sending money, or accessing funds, I have always found PayPal to be dependable, fast, and customer-focused. Their commitment to innovation and excellent service has earned my long-term trust, making them highly deserving of recognition as a leading retail finance provider. Reviewed on: 17th June 2026

PayPal credit is very helpful for me

5
PayPal credit is very helpful for me Reviewed on: 17th June 2026

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