Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,301 reviews, last reviewed 24th Apr 2026
3091100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, most discreet way of transferring money. Easy to use, most discreet way of transferring money. Reviewed on: 24th April 2026
Scott L's avatar
Scott L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (84301)

Love paypal

4
Easy to use and having different payment terms is convenient Reviewed on: 27th May 2025
Paul A's avatar
Paul A

Easy to use

5
Very easy to set up, manage and pay back Reviewed on: 27th May 2025
David B's avatar
David B

Never had any problems easy to use.

5
Never had any problems really. Always easy to use and when I’ve had to ask any questions I always find customers service fast and supportive which in turn helps me to fix whatever it is. Reviewed on: 27th May 2025
M MIT's avatar
M MIT

I've been with PayPal for a long time and I feel saf...

5
I've been with PayPal for a long time and I feel safe that my payments are secure without worrying, PayPal ensure any difficulties are resolved and my money safe, refunded and issues resolved. Thank you PayPal for giving me peace of mind and security. Reviewed on: 27th May 2025
Rehana Shah's avatar
Rehana Shah

PayPal ease of use

5
PayPal have been very good to me and the app is so easy to use. With the credit I have i don't want to use it all but it's there if someone comes up. The way I can add it to a payment or transfer funds is excellent, I have also been told of payments that went out that I didn't want to and with their help I could quickly rectify the problem. The app also tells me of upcoming bills and it is easy for me to set the payments up for a time as I want to pay them. It's nice to know that there are options available and the different payments that you can use. A normal credit provider only offers you one with PayPal I can have credit or pay in 3 or use my other cards. It's a shame you can't use PayPal everywhere as it's sometimes better than other cards. Reviewed on: 27th May 2025
Phil 's avatar
Phil

Always find paypal quick easy and reliable to use.

5
Always find paypal quick easy and reliable to use. Reviewed on: 27th May 2025
Sarah T's avatar
Sarah T

I always use PayPal for everything without a doubt.

5
I always use PayPal for everything without a doubt. Reviewed on: 27th May 2025
Shellina B's avatar
Shellina B

Credit where credit is needed!

5
Whenever I need the credit it is there and I never have a problem! Reviewed on: 27th May 2025
WelshNinja's avatar
WelshNinja

PayPal has very flexible payment options and the cu...

5
PayPal has very flexible payment options and the customer care is actually human! Reviewed on: 27th May 2025
DubB's avatar
DubB

Great experience.

5
Great experience. Helpful easy to pay Reviewed on: 27th May 2025
Callum h's avatar
Callum h

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill