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PayPal: PayPal Credit reviews

4.90
Based on 84,169 reviews, last reviewed 24th Apr 2026
3078700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and reliable service for local or overseas tran... Safe and reliable service for local or overseas transactions Reviewed on: 24th April 2026
Jo H's avatar
Jo H

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84169)

I would recommend PayPal to anyone

5
I. have been using paypal for years - they offer an excellent service and on the odd occasion i have had any issues with missing stuff they investigate thoroughly and communicate well. Reviewed on: 27th May 2025

Amazing service

5
I used it for all its purposes and thought the protected buyer garuntee was amazing it saved me being scammed £200! I also use Paypal credit and have boosted my credit score Reviewed on: 27th May 2025

Absolutely love how prompt and reliable PayPal payme...

5
Absolutely love how prompt and reliable PayPal payments are—no delays, no hassles! Every transaction is smooth and efficient. It's reassuring to know I can count on PayPal for fast, secure payments every time. Reviewed on: 27th May 2025

Love the no interest for 4 months offer

5
Always have good offers when you buy, like no interests for 4 months, which helps with big purchases. Reviewed on: 27th May 2025

Super convenient

5
Super convenient for when payday us just a bit too far away. Applying is so easy and hassle free. Reviewed on: 27th May 2025

Nice and valuable experience w

5
Nice and valuable experience with Reviewed on: 27th May 2025

Great paypal

5
Great no problems Great to have for a backup Reviewed on: 27th May 2025

Really helpful.

5
Really helpful. Thanks you saved me some time. Reviewed on: 27th May 2025

Really helpful

5
Really helpful when you talk to them and the checkout is always a quick and easy experience. Managing PayPal credit is also super easy and well laid out. Reviewed on: 27th May 2025

Never had any issues with PayPal credit, been very h...

5
Never had any issues with PayPal credit, been very handy when money is a little tight and paying back is very easy and simple. Very trustworthy and always feels safer buying things through PayPal instead of just bank transfers. Reviewed on: 27th May 2025

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