Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

Highly recommended

5
I have been using Paypal Credit for a long time, and I find it very easy to use. It has been an excellent tool for managing my finances and the monthly payments are affordable and fair. The scheme offers great convenience and flexibility, making it easier to stay on top of my expenses. I highly recommend it to anyone looking for a reliable and user-friendly credit scheme. Reviewed on: 17th June 2026

Easy to use and secure

5
Easy to use and secure. Now got credit card version on Google wallet which makes it accessible any time. Help with refund issues. Reviewed on: 17th June 2026

good experience, would recommend!

5
very easy sign up experience and easy to navigate the website and app. Love how you can use mobile phone/username to request payement and the app is very appealing. Its a great place to have anything in one place. Only issue i had was the app was not recognising my driving license when trying to scan it for security and that took up a lot of time Reviewed on: 17th June 2026

very good service paypal i really like PayPal servic...

4
very good service paypal i really like PayPal service good Reviewed on: 17th June 2026

It's good!

5
It's good! No hassle, easy payments Reviewed on: 17th June 2026

Very easy to use, simple mole can make any transacti...

5
Very easy to use, simple mole can make any transaction or payment Reviewed on: 17th June 2026

Brilliant service from Paypal

5
Always helpful and excellent service. Reviewed on: 17th June 2026

Great across the board

5
I've never had a negative interaction with them and their credit solution suits me perfectly. Reviewed on: 17th June 2026

Best experience with PayPal

5
I had best experience with PayPal every time I used it. Reviewed on: 17th June 2026

Fantastic service, easy to use and great rewards

5
Fantastic service, easy to use and great rewards Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101213 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products